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Rutherfordton · Rutherfordton, NC

3012 Polk County Line Road

Rutherfordton, NC · 4,530 sqft

$1,450,000

  • 6Beds
  • 6Baths
  • 4,530SqFt
  • 1995Year
  • 1Days on market

About this home

Spectacular 40-acre equestrian estate nestled in the foothills of the Blue Ridge Mountains, just minutes from the Tryon International Equestrian Center. Privacy, craftsmanship, history, and location converge in this extraordinary Western North Carolina retreat. Completely hidden from the road and neighboring properties, the main residence rests atop the estate, offering a rare combination of seclusion and accessibility. The upper level features two ensuite bedrooms, including a luxurious primary suite with a spacious spa-inspired bath featuring a jetted soaking tub. Designed for both everyday living and entertaining, the main level offers multiple gathering spaces, including two sitting rooms, a fireplace, multiple dining areas, and two powder rooms. The updated kitchen features high-end appliances, abundant workspace, and a generous pantry. A large rear deck spans the width of the home, creating the perfect setting for outdoor dining and enjoying the surrounding landscape. The walk-out lower level provides exceptional flexibility with a recreation room featuring a fireplace, exercise room, workshop, and additional finished spaces ideal for guests, hobbies, or extended entertaining. A private drive leads to the separate one-bedroom guest/caretaker residence featuring a full kitchen, full bath, laundry facilities, and wrap-around deck. The lower level includes a three-car garage with individual bays, half bath, and a unique hobby distillery space. Fenced outdoor areas provide a welcoming environment for guests traveling with pets. A fire pit gathering area connects the guest residence to the impressive 40’ x 50’ four-stall barn. Featuring large sliding doors, side garage-style doors, and direct access to one of four fenced pastures totaling approximately 10 acres. The large hayloft has been transformed into an exceptional entertaining space with a 24-foot table comfortably accommodating large gatherings. Additional amenities include dedicated RV and horse trailer parking with two 220-volt hookups and easy turnaround. The property reflects the rich heritage of Western North Carolina, a region known for its historic gold mining and mountain traditions. The creek bordering the southern boundary highlights the area’s prospecting history, while another creek on the property offers a glimpse into the region’s historic distilling culture. Beyond the estate, enjoy easy access to world-class equestrian events, championship golf, river recreation, wineries, fox hunting, Lake Lure, hiking trails, and numerous historic sites throughout the mountains. Furniture, equipment, and additional furnishings are available separately, providing a rare opportunity to acquire a turnkey mountain equestrian lifestyle property.

Property details

Beds
6
Baths
6
SqFt
4,530
Lot
Year built
1995
Type
Single Family
Days on market
1
Garage
5
Heating
Forced Air
Cooling
Central Air
Foundation
Basement

Features

  • Hot Tub

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$10,490/ month

Principal & interest
$8,980
Property tax (~0.90%)
$1,087
Homeowners insurance
$422
HOA dues

Down payment

$72,500 down · $1,377,500 financed

Income to qualify (28% rule)

~$449,601 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.