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Rutherfordton · Rutherfordton, NC

3012 Polk County Line Road

Rutherfordton, NC · 4,530 sqft

$1,399,999

Reduced from $1,450,000

  • 6Beds
  • 6Baths
  • 4,530SqFt
  • 1995Year
  • 76Days on market

About this home

Set on 40 acres in the foothills of the Blue Ridge Mountains, this Western North Carolina equestrian estate offers established equestrian amenities, two residences and a secluded setting just minutes from Tryon International Equestrian Center. Equestrian facilities include a 40-by-50-foot, four-stall barn with direct access to one of four fenced pastures totaling approximately 10 acres. The barn's large hayloft has been converted into a gathering space with a 24-foot table, while dedicated recreational vehicle and horse trailer parking includes two 220-volt hookups and convenient turnaround space. A creek borders the southern boundary and a fire pit creates an additional outdoor gathering area. Positioned atop the estate, the main residence features multiple living and dining spaces, an updated kitchen with high-end appliances, two fireplaces and an expansive rear deck. The upper level includes two en-suite bedrooms, including the primary suite with a spacious bath and jetted soaking tub. The walkout lower level offers a recreation room, exercise room, workshop and additional finished space. A private drive leads to a separate one-bedroom residence with a full kitchen, bath, laundry facilities and wraparound deck. Below are a three-car garage, half bath and additional hobby space. The Tryon area offers access to equestrian events, golf, river recreation, wineries, fox hunting, Lake Lure, hiking and historic mountain destinations. Furniture, equipment and additional furnishings are available separately.

Property details

Beds
6
Baths
6
SqFt
4,530
Lot
Year built
1995
Type
Single Family
Days on market
76
Garage
5
Heating
Forced Air
Cooling
Central Air
Foundation
Basement

Features

  • Hot Tub

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$10,128/ month

Principal & interest
$8,670
Property tax (~0.90%)
$1,050
Homeowners insurance
$408
HOA dues

Down payment

$69,999 down · $1,329,999 financed

Income to qualify (28% rule)

~$434,097 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.