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Morganton · Morganton, NC

3011 Mill Race Court

Morganton, NC · 1,232 sqft

$229,900

  • 3Beds
  • 2Baths
  • 1,232SqFt
  • 1997Year
  • 1Days on market

About this home

Nestled on a spacious cul-de-sac lot in Millstone Ridge, this home represents a tremendous opportunity to buy an affordable home with all major systems updated. Since purchasing the home early 2025, the current owner has replaced all windows, installed a new HVAC, installed faux wood blinds, and purchased new laundry units. The water heater and all plumbing fixtures were updated, the back yard fenced & deck repaired, plus brand new laminate flooring throughout the living and kitchen areas. Split bedroom layout featuring an open concept kitchen and living room w/gas log fireplace. Great side mudroom/laundry entrance convenient to the carport and fenced area. Bonus - comprehensive home warranty purchased and paid through October of 2028!

Property details

Beds
3
Baths
2
SqFt
1,232
Lot
Year built
1997
Type
Single Family
Days on market
1
Heating
Electric, Heat Pump
Cooling
Electric, Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Laminate

Features

  • Open Floorplan
  • Split Bedroom

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,663/ month

Principal & interest
$1,423
Property tax (~0.90%)
$172
Homeowners insurance
$67
HOA dues

Down payment

$11,495 down · $218,405 financed

Income to qualify (28% rule)

~$71,285 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.