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Banner Elk · Banner Elk, NC

30 Creekside Drive #A

Banner Elk, NC · 520 sqft

$199,000

  • 1Beds
  • 1Baths
  • 520SqFt
  • 1983Year
  • 51Days on market

About this home

Enjoy the best of High Country living in this beautifully furnished one bedroom, one bathroom condo, ideally located just off Tynecastle Highway with easy year round access and no steep roads to navigate. Just minutes from Sugar Mountain Resort, downtown Banner Elk, and Lees McRae College, this inviting property puts skiing, hiking, dining, shopping, and local attractions within easy reach while offering a peaceful setting tucked just off the main road. Thoughtfully designed to maximize both comfort and functionality, this upper level condo features a stylish interior with rustic wood beams, luxury vinyl plank flooring throughout the main living area, and a cozy stone fireplace with gas logs. The open concept layout connects the living room, dining area, kitchen, and laundry space, creating an efficient and welcoming floor plan. A private back deck provides the perfect place to relax after a day of exploring the mountains. The second level offers a private bedroom and full bathroom, creating a comfortable retreat separated from the main living space. Offered fully furnished with the exception of a few decorative items, this move in ready condo is an excellent opportunity as a primary residence, mountain getaway, or investment property. Per HOA, all roofs in Ski Country are in line for replacement.

Property details

Beds
1
Baths
1
SqFt
520
Lot
Year built
1983
Type
Condo
Days on market
51
Style
Cottage
Heating
Baseboard, Electric, Other - See Remarks
Cooling
None
Foundation
Crawl Space
HOA dues
$220 / mo

Features

  • Attic Other

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$1,659/ month

Principal & interest
$1,232
Property tax (~0.90%)
$149
Homeowners insurance
$58
HOA dues
$220

Down payment

$9,950 down · $189,050 financed

Income to qualify (28% rule)

~$71,132 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.