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Rutherfordton · Rutherfordton, NC

295 Wilderness Ridge

Rutherfordton, NC · 4,311 sqft

$649,900

  • 4Beds
  • 4.5Baths
  • 4,311SqFt
  • 2000Year
  • 1Days on market

About this home

Welcome to this charming 4-bedroom, 4-bath home nestled in the serene foothills of Rutherfordton. Offering ample space and privacy, this property is a nature lover’s dream with frequent visits from deer and turkey. Spread across three spacious levels, the home is designed to accommodate your family comfortably. The main floor features a luxurious master suite complete with a garden tub and a walk-in shower for your relaxation. Upstairs, you'll find another master suite, perfect for guests or multi-generational living. The basement adds even more value, equipped with a radon detector for safety and a water filtration system connected to the well, ensuring clean, fresh water. It also offers direct walk-out access to a beautiful in-ground pool, surrounded by lush trees that provide natural privacy and a peaceful setting. Discover the perfect blend of nature, comfort, and space in this inviting Rutherfordton home. Schedule your visit today!

Property details

Beds
4
Baths
4.5
SqFt
4,311
Lot
Year built
2000
Type
Single Family
Days on market
1
Garage
2
Style
Contemporary
Heating
Central, Heat Pump
Cooling
Central Air
Foundation
Basement
Flooring
Carpet, Tile, Wood
HOA dues
$500 / yr

Features

  • Attic Walk In
  • Fire Pit
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,743/ month

Principal & interest
$4,025
Property tax (~0.90%)
$487
Homeowners insurance
$189
HOA dues
$41

Down payment

$32,495 down · $617,405 financed

Income to qualify (28% rule)

~$203,300 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.