View all 13 photos →

Flat Rock · Flat Rock, NC

295 Roberts Lane N #9

Flat Rock, NC · 4,210 sqft

$2,749,000

  • 4Beds
  • 4.5Baths
  • 4,210SqFt
  • 2026Year

About this home

Now under construction and scheduled for completion early fall, this thoughtfully designed estate offers refined, low-maintenance luxury in one of Flat Rock’s most private and protected settings. Situated on 5.45 acres and surrounded by the Carl Sandburg Home National Historic Site, the property provides exceptional privacy, serene wooded views, and the gentle presence of Memminger Creek.

The approximately 4,200-square-foot residence is designed for comfortable main-level living, with a flowing open-concept layout that feels both spacious and inviting. Generous ceiling heights, warm flooring, and abundant natural light create an easy sense of openness while maintaining a strong connection to the surrounding landscape.

The kitchen is a true focal point, designed for both daily living and effortless entertaining. Custom cabinetry, quartzite surfaces, a generous working island, and an expansive walk-in pantry offer both beauty and function, all seamlessly connected to the main living space.

Outdoor living is thoughtfully integrated, with a large covered deck featuring a fireplace and views of Memminger Creek, as well as an adjacent screened porch for year-round enjoyment. Along the creek banks, a vintage chiminea creates a quiet, inviting spot to gather and take in the natural setting.

The main-level primary suite offers a private retreat with a spacious bath and separate his-and-her closets. Its placement supports a lifestyle centered on ease and convenience without sacrificing privacy.

An attached yet fully independent in-law suite provides exceptional flexibility. With its own private garage, this one-bedroom, one-bath residence includes a separate living area, kitchenette with a cozy bay window seating nook, and a dedicated laundry area—ideal for extended family, guests, or long-term stays.

The upper level includes two bedrooms with en suite baths, two loft areas suited for office or hobby space, and a finished bonus room offering over 500 square feet of flexible living space. An additional approximately 600 square feet in the crawl space provides ample storage.

The exterior architecture reflects timeless craftsmanship with a blend of brick, stone, and durable materials selected for longevity and ease of maintenance. Located just minutes from downtown Flat Rock and Hendersonville, this home offers a rare combination of privacy, convenience, and a design intended to be enjoyed comfortably for years to come.

Because construction is underway, a limited opportunity exists for the future owner to personalize finishes. The major planning and structural work has already been completed, allowing a buyer to enjoy the selection process without the delays and challenges of starting from scratch, offering a custom home with a shorter path to completion.

Property details

Beds
4
Baths
4.5
SqFt
4,210
Lot
Year built
2026
Type
Single Family
Garage
3
Heating
Central
Cooling
Central Air
Foundation
Crawl Space
HOA dues
$2,650 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$20,109/ month

Principal & interest
$17,025
Property tax (~0.90%)
$2,061
Homeowners insurance
$801
HOA dues
$220

Down payment

$137,450 down · $2,611,550 financed

Income to qualify (28% rule)

~$861,845 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.