Nebo · Nebo, NC
293 Bear Cliff Drive
Nebo, NC · 4,000 sqft
$995,000
- 3Beds
- 3.5Baths
- 4,000SqFt
- 2008Year
- 1Days on market
About this home
Impeccably maintained and offering 4,000 square feet of living space, this exceptional home in the gated Bear Cliff community at Lake James combines space, privacy, quality, and remarkable efficiency—all for $995,000. Inside, the thoughtfully designed main level welcomes you with a spacious living room featuring vaulted ceilings and an inviting, elevated feel. The chef’s kitchen is equipped with premium appliances, including a Wolf gas cooktop, Café double oven, Sub-Zero refrigerator, and stainless steel appliances. A formal dining room and separate breakfast area provide plenty of space for everyday living and entertaining. The generously sized primary suite offers a private retreat with a beautifully appointed bathroom featuring vaulted ceilings and heated tile floors, plus a custom walk-in closet. Two additional bedrooms share a Jack-and-Jill bathroom, while a separate den provides the perfect home office, library, or additional sitting room. Main-level laundry adds everyday convenience. Downstairs offers incredible flexibility and could easily function as a second living area, with another full bathroom, living room, workout area, movie room, office, bedroom space, and additional flex areas. A 500-bottle wine cellar creates a unique entertaining feature, while nearly 800 square feet of unfinished space provides exceptional storage or workshop potential. The main-level nearly 500 square-foot garage offers even more room for vehicles, equipment, and hobbies. Outside, 2.13 private, wooded acres create the peaceful mountain setting Bear Cliff is known for. A beautiful circular drive, thoughtfully designed landscaping, and abundant parking welcome you home, while winter brings long-range mountain views through the trees. An RV hookup and plenty of room for boat parking make the property especially well suited for the Lake James lifestyle. Enjoy morning coffee on the wraparound deck, evenings on the screened-in porch, or head to Bear Cliff Marina—approximately five minutes away by golf cart—for convenient access to Lake James and additional boat and RV parking. Efficiency and reliability set this home apart. An owned 12 kW solar system offsets approximately 85% of annual electricity usage, complemented by a whole-house generator, two underground 500-gallon propane tanks, and lightning protection for the roof and solar system. Quiet and private while remaining conveniently accessible to Morganton, Marion, Hickory, and Charlotte, this property offers an impressive combination of 4,000+ square feet, 2.13 acres, mountain views, lake access, abundant storage, and exceptional efficiency within one of the Lake James area's beautiful gated communities.
Property details
- Beds
- 3
- Baths
- 3.5
- SqFt
- 4,000
- Lot
- —
- Year built
- 2008
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Heating
- Heat Pump
- Cooling
- Central Air, Heat Pump
- Foundation
- Basement
- Flooring
- Tile, Wood
- View
- Long Range, Mountain(s)
- HOA dues
- $400 / yr
Features
- Breakfast Bar
- Kitchen Island
- Storage
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$7,232/ month
- Principal & interest
- $6,162
- Property tax (~0.90%)
- $746
- Homeowners insurance
- $290
- HOA dues
- $33
Down payment
$49,750 down · $945,250 financed
Income to qualify (28% rule)
~$309,947 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.