View all 46 photos →

Jefferson · Jefferson, NC

292 Charter Ridge

Jefferson, NC · 4,074 sqft

$949,000

Reduced from $985,000

  • 3Beds
  • 5Baths
  • 4,074SqFt
  • 2007Year
  • 21Days on market

About this home

Nestled on a secluded cul-de-sac within the sought-after, gated community of Jefferson Landing, this beautifully crafted mountain home offers the perfect blend of luxury, comfort, and breathtaking natural beauty. Surrounded by mature trees and showcasing views of iconic Mount Jefferson, the home is thoughtfully designed with spacious living areas, soaring vaulted ceilings, and an abundance of natural light throughout. The welcoming two-story foyer opens to an elegant sitting room or piano lounge, creating a warm first impression. The main level features a spacious primary suite with large picture windows, a walk-in closet, and a well-appointed bath, along with an additional full bath for guests. The open-concept kitchen flows seamlessly into the vaulted great room, where a striking stone fireplace creates the perfect gathering space. A two-car garage enters through the laundry and mudroom for everyday convenience, while a cedar closet provides additional storage. Outdoor living is equally inviting with both open and covered decks designed to take in the mountain scenery, including beautiful views of Mount Jefferson. Upstairs, you'll find two generous guest suites, each with its own full bath, plus a large bonus room over the garage that works for a home office, media room, or additional sleeping space. The finished lower level expands the living area with warm tongue-and-groove ceilings, a full bath, flexible recreation space, and a workshop with ample storage, all opening to a covered patio that embraces the peaceful mountain setting. Located within the sought-after Jefferson Landing community, residents enjoy access to an award-winning 18-hole golf course, elegant clubhouse and dining, fitness center, swimming pool, tennis and pickleball courts, Riverside Park along the New River, scenic walking trails, and a vibrant calendar of social activities (club membership available separately). Experience refined mountain living in one of the High Country's premier gated communities.

Property details

Beds
3
Baths
5
SqFt
4,074
Lot
Year built
2007
Type
Single Family
Days on market
21
Garage
2
Style
Traditional
Heating
Electric, Forced Air
Cooling
Central Air
Foundation
Basement
Flooring
Carpet, Tile, Vinyl, Wood
View
Golf Course, Long Range, Mountain(s)
HOA dues
$2,200 / yr

Features

  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$7,049/ month

Principal & interest
$5,877
Property tax (~0.90%)
$711
Homeowners insurance
$276
HOA dues
$183

Down payment

$47,450 down · $901,550 financed

Income to qualify (28% rule)

~$302,112 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.