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Mars Hill · Mars Hill, NC

29 Ponder Street

Mars Hill, NC · 1,000 sqft

$299,900

Reduced from $349,999

  • 2Beds
  • 1Baths
  • 1,000SqFt
  • 1960Year
  • 301Days on market

About this home

Seller's offering $6000 concession! Charming cottage in the heart of Mars Hill! Just a short stroll to downtown, walking trails, local shops, and everyday conveniences, this lovingly maintained home blends vintage character with thoughtful updates. Spacious rooms, a walk-in closet, roof installed in 2018, and HVAC system replaced in 2022 to provide comfort and efficiency for years to come.

The oversized lot offers plenty of space for gardening, play, or relaxing outdoors, while the partially fenced yard is ideal for pets. Two outbuildings provide excellent storage and flexible space for hobbies, a workshop, or outdoor gear.

Whether you're a first-time buyer, looking to downsize, or searching for an investment opportunity, this charming in-town property offers a rare combination of affordability, convenience, and usable outdoor space in one of Madison County's most beloved small towns.

Property details

Beds
2
Baths
1
SqFt
1,000
Lot
Year built
1960
Type
Single Family
Days on market
301
Style
Cottage
Heating
Central
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Linoleum, Wood

Features

  • Attic Stairs Pulldown
  • Open Floorplan
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,169/ month

Principal & interest
$1,857
Property tax (~0.90%)
$224
Homeowners insurance
$87
HOA dues

Down payment

$14,995 down · $284,905 financed

Income to qualify (28% rule)

~$92,990 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.