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Lincolnton · Lincolnton, NC

2871 Loviee Road

Lincolnton, NC · 1,315 sqft

$184,900

Reduced from $199,900

  • 3Beds
  • 1Baths
  • 1,315SqFt
  • 1965Year
  • 72Days on market

About this home

Investor opportunity in Maiden, NC—with owner financing available for qualified buyers and acceptable terms!

This 3-bedroom, 1-bath brick ranch sits on a hard-to-find 1-acre lot and offers multiple paths for the right buyer. Renovate and flip it, turn it into a rental, customize it for yourself, or take advantage of the lot size for future improvements.The home features a classic ranch layout, solid brick exterior, a 2-car carport with potential for conversion to a garage, and a separate storage building. The oversized lot provides plenty of room for outdoor living, gardening, expansion, or additional improvements.Conveniently located near Highway 321, schools, and Maiden amenities, this property has strong upside for a buyer or investor with vision.

Owner financing may be available, creating an opportunity for buyers looking for a more flexible path to purchase than traditional financing.

Bring your ideas and take a look—properties with this combination of acreage, potential, and flexible financing are increasingly hard to find.

Property details

Beds
3
Baths
1
SqFt
1,315
Lot
Year built
1965
Type
Single Family
Days on market
72
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,319/ month

Principal & interest
$1,145
Property tax (~0.78%)
$120
Homeowners insurance
$53
HOA dues

Down payment

$9,245 down · $175,655 financed

Income to qualify (28% rule)

~$56,539 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Lincolnton

Lincoln County seat

County seat half an hour north of Gastonia — historic courthouse square, growing population, and inventory under $300K.

Explore Lincolnton

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Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.