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Charlotte · Charlotte, NC

2814 winding oak Drive

Charlotte, NC · 3,345 sqft

$1,149,000

  • 4Beds
  • 2.5Baths
  • 3,345SqFt
  • 1982Year
  • 20Days on market

About this home

Nestled in the prestigious Hembstead community, this home offers timeless elegance paired with modern luxury. Ideally located just steps from the Arboretum, this classic Thomasson-built residence is surrounded by tree-lined streets and is known for top-rated schools and exceptional proximity to shopping and dining. In 2024 updates were done including new roof, gutters/downspouts, a chef’s-dream gourmet kitchen with KitchenAid /Bosch appliances, bathrooms, refinished hardwood flooring, light fixtures, new deck flooring, epoxy-finished garage flooring, cedar gazebo, new pool tile, etc. The fully fenced backyard oasis features a heated pool with spa jacuzzi, expansive paver patio with fireplace, playground, outdoor shower, and is surrounded by mature lime, fig, pear trees and palms—creating a private resort-style retreat. Community amenities include tennis/pickleball courts, playground, scenic walking trails, pool, volleyball court, and clubhouse Also there is additional not included to total HLA a 238 sq ft heated and cooled office with a separate entrances from the deck and garage, and a 100 sq ft heated and cooled storage room in the basement

Property details

Beds
4
Baths
2.5
SqFt
3,345
Lot
Year built
1982
Type
Single Family
Days on market
20
Garage
2
Heating
Forced Air
Cooling
Central Air, Electric
Foundation
Basement, Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$8,456/ month

Principal & interest
$7,116
Property tax (~1.05%)
$1,005
Homeowners insurance
$335
HOA dues

Down payment

$57,450 down · $1,091,550 financed

Income to qualify (28% rule)

~$362,425 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

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