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Charlotte · Charlotte, NC

2814 winding oak Drive

Charlotte, NC · 3,345 sqft

$1,149,000

  • 4Beds
  • 2.5Baths
  • 3,345SqFt
  • 1982Year

About this home

Nestled in the prestigious Hembstead community, this home offers timeless elegance paired with modern luxury. Ideally located just steps from the Arboretum, this classic Thomasson-built residence is surrounded by tree-lined streets and is known for top-rated schools and exceptional proximity to shopping and dining. In 2024 updates were done including new roof, gutters/downspouts, a chef’s-dream gourmet kitchen with KitchenAid /Bosch appliances, bathrooms, refinished hardwood flooring, light fixtures, new deck flooring, epoxy-finished garage flooring, cedar gazebo, new pool tile, etc. The fully fenced backyard oasis features a heated pool with spa jacuzzi, expansive paver patio with fireplace, playground, outdoor shower, and is surrounded by mature lime, fig, pear trees and palms—creating a private resort-style retreat. Community amenities include tennis/pickleball courts, playground, scenic walking trails, pool, volleyball court, and clubhouse.javascript:__doPostBack('m_lbSubmit','') Additional highlights include a 238 sq ft heated and cooled office or fitness room with a separate entrances from the deck and garage, along with an additional 100 sq ft heated and cooled storage room in the basement

Property details

Beds
4
Baths
2.5
SqFt
3,345
Lot
Year built
1982
Type
Single Family
Garage
2
Heating
Forced Air
Cooling
Central Air, Electric
Foundation
Basement, Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$8,456/ month

Principal & interest
$7,116
Property tax (~1.05%)
$1,005
Homeowners insurance
$335
HOA dues

Down payment

$57,450 down · $1,091,550 financed

Income to qualify (28% rule)

~$362,425 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

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