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Maggie Valley · Maggie Valley, NC

279 Rocky Top Road

Maggie Valley, NC · 640 sqft

$240,000

  • 2Beds
  • 1Baths
  • 640SqFt
  • 1986Year
  • 1Days on market

About this home

Endless possibilities await with this unique, unrestricted Maggie Valley property! Located outside city limits on 1.2 pristine, wooded acres, this efficient 640-square-foot home is free from city taxes and strict regulations. The highly functional 2-bedroom, 1-bathroom layout proves that great things come in efficient packages, while the massive, private lot offers plenty of room to expand, build additional structures, park recreational vehicles, or set up the ultimate outdoor living space. Enjoy true mountain freedom and affordable living without sacrificing location. Perfect as a primary residence, rental investment, or mountain basecamp!

Property details

Beds
2
Baths
1
SqFt
640
Lot
Year built
1986
Type
Single Family
Days on market
1
Heating
Ductless
Cooling
Ductless
Foundation
Crawl Space
Flooring
Carpet, Vinyl, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,736/ month

Principal & interest
$1,486
Property tax (~0.90%)
$180
Homeowners insurance
$70
HOA dues

Down payment

$12,000 down · $228,000 financed

Income to qualify (28% rule)

~$74,416 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.