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Albemarle · Albemarle, NC

276 N 4th Street N

Albemarle, NC · 2,777 sqft

$479,900

  • 4Beds
  • 5Baths
  • 2,777SqFt
  • 1938Year
  • 121 X 198'Lot
  • 10Days on market

About this home

Historical elegance, modern luxury! Every major update has been completed. Welcome to a rare opportunity to own one of Albemarle's finest historic homes, best part... all the major upgrades have been done! Sitting on over half an acre, this home offers 4 bedrooms, 5 baths, and approximately 2400+ HSF on the main level. Built in 1938, when attention to detail and quality were paramount, this home has been lovingly upgraded to serve all your modern needs, while preserving the craftsmanship and charm of yesteryear. Major restorations began in 2021 and have continued to the present. You'll find, informal and formal living and dining, a thoroughly modernized kitchen, with stainless steel appliances, original hardwood flooring, throughout much of the home, plantation shutters($10K upgrade), thermopane windows, two fireplaces with natural gas logs, three full baths on the main level, front and back porches, and much, much more! The maturely landscaped grounds, provide beauty and security with a fully fenced backyard. Entry to the rear, is provided by a security code, entered at the electronic pad, provided to the left of the entry drive. For parking, there are at least six poured areas in the backyard, plus a single car carport and a double car, detached garage! The detached garage has a 'walled off' workshop, on the right side of the building(It's a man thing)! There is also, a weathered and dated, one bedroom apartment with bath atop the detached garage, this area needs a remodel, but would provide substantial additional value and accommodation! The crawlspace of the home has been 'fully encapsulated' to ensure peace of mind, with respect to cleanliness and the absence of moisture... Exterior lighting of the home, front walk, and landscaping, provide impressive night time views, as well as providing increased security... Listing agent is related to owner... Note: The list price of this home is supported by a state certified appraisal dated, 7/27/26 ...

Schedule your appointment soon, to preview all this home has to offer. Thank-you!

Property details

Beds
4
Baths
5
SqFt
2,777
Lot
121 X 198'
Year built
1938
Type
Single Family
Days on market
10
Garage
2
Style
Arts and Crafts, Cottage
Heating
Central, Forced Air, Heat Pump, Natural Gas
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Basement, Crawl Space
Flooring
Tile, Vinyl, Wood
View
City

Features

  • Attic Other
  • Attic Walk In
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,472/ month

Principal & interest
$2,972
Property tax (~0.90%)
$359
Homeowners insurance
$139
HOA dues

Down payment

$23,995 down · $455,905 financed

Income to qualify (28% rule)

~$148,802 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.