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Rutherfordton · Rutherfordton, NC

274 Midnight Pass #343

Rutherfordton, NC · 1,800 sqft

$499,500

Reduced from $537,700

  • 3Beds
  • 2.5Baths
  • 1,800SqFt
  • 2026Year
  • 57Days on market

About this home

New Construction Modern Farmhouse with Attached Two Car Garage - Welcome home to this brand-new modern farmhouse, thoughtfully designed with an airy open layout and a desirable split-bedroom floor plan for added privacy. Enjoy cozy evenings by the fireplace, effortless everyday living, and inviting outdoor spaces with covered porches on both the front and back. The open living space flows seamlessly into the dining area and kitchen, creating the perfect setting for entertaining and gathering. A walk-in pantry provides generous storage, while the dedicated laundry room adds convenience and organization to your daily routine. Retreat to the spacious primary suite featuring a private ensuite with a relaxing soaking tub and a dual-sink vanity—your own at-home escape. The split-bedroom design keeps secondary bedrooms separate from the primary, ideal for guests, home office needs, or quiet downtime. Don’t miss the opportunity to own a fresh, functional, and beautifully finished home—schedule your showing today and come experience this modern farmhouse design in person.

Property details

Beds
3
Baths
2.5
SqFt
1,800
Lot
Year built
2026
Type
Single Family
Days on market
57
Garage
2
Style
Farmhouse, Modern
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Tile, Vinyl

Features

  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,613/ month

Principal & interest
$3,093
Property tax (~0.90%)
$374
Homeowners insurance
$145
HOA dues

Down payment

$24,975 down · $474,525 financed

Income to qualify (28% rule)

~$154,880 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.