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Clyde · Clyde, NC

274 Charles Street

Clyde, NC · 2,230 sqft

$515,000

Reduced from $565,000

  • 4Beds
  • 2.5Baths
  • 2,230SqFt
  • 1899Year
  • 51Days on market

About this home

Step into the charm of this beautifully remodeled 1899 farmhouse, where timeless character meets modern convenience. A welcoming front porch invites you in, leading to a spacious interior with soaring 9.5-foot ceilings and wide plank commercial-grade vinyl flooring. The main level features two bedrooms and a full bath, along with a warm, inviting country kitchen and formal dining and living room perfect for gathering. Upstairs offers two additional bedrooms and another full bath, providing flexible living space for family, guests, or work-from-home needs. A convenient mudroom includes a half bath and laundry area. Major updates bring peace of mind, including new wiring and plumbing, open-cell foam insulation, LP Smart Siding, and an 8-year-old metal roof. Comfort is ensured year-round with a natural gas furnace and A/C on the main level, plus a heat pump upstairs. A Navien tankless water heater adds efficiency. Enjoy outdoor living on the oversized covered back deck, complete with an outdoor sink—ideal for entertaining or relaxing. Full RV/Motorhome Hookup. Located in Clyde’s C-2 Commercial district, this versatile property could be a residence, office, or event venue, offering endless possibilities. Updated, move in ready and rich with history!

Property details

Beds
4
Baths
2.5
SqFt
2,230
Lot
Year built
1899
Type
Single Family
Days on market
51
Style
Farmhouse
Heating
Central, Forced Air, Heat Pump
Cooling
Ceiling Fan(s), Central Air, Heat Pump
Foundation
Crawl Space
Flooring
Vinyl
View
City

Features

  • Attic Walk In
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,726/ month

Principal & interest
$3,189
Property tax (~0.90%)
$386
Homeowners insurance
$150
HOA dues

Down payment

$25,750 down · $489,250 financed

Income to qualify (28% rule)

~$159,685 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.