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Hickory · Hickory, NC

2640 Ironwood Drive

Hickory, NC · 3,057 sqft

$510,000

Reduced from $525,000

  • 4Beds
  • 2.5Baths
  • 3,057SqFt
  • 2002Year
  • 86Days on market

About this home

Back on the market due to no fault of the sellers. Beautiful 4BR/2.5BA with finished basement on cul-de-sac in Mountain View area of Hickory, NC. Main floor has original hardwood floors throughout. Cozy family room with gas logs that lead into spacious kitchen with quartz countertops, stainless-steel appliances and breakfast nook that looks out to large level backyard. Off the kitchen is a formal dining room perfect for holiday dinners. Upstairs is carpeted throughout. Good size primary bedroom with walk in closet and dual vanity, shower and garden tub in primary bathroom. Three other bedrooms down the hall…..one could be a bonus room if preferred. Another family room/den in basement along with either an office or another bedroom. Storage closet in basement. Kayak and/or tube down the river that’s short walk through your backyard. Roof 2020. HVAC (2025 downstairs/2021 upstairs).

Property details

Beds
4
Baths
2.5
SqFt
3,057
Lot
Year built
2002
Type
Single Family
Days on market
86
Garage
2
Heating
Central, Electric, Heat Pump
Cooling
Central Air, Dual, Heat Pump
Foundation
Basement
Flooring
Carpet, Tile, Wood
HOA dues
$40 / yr

Features

  • Breakfast Bar
  • Kitchen Island
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,693/ month

Principal & interest
$3,158
Property tax (~0.90%)
$382
Homeowners insurance
$148
HOA dues
$3

Down payment

$25,500 down · $484,500 financed

Income to qualify (28% rule)

~$158,278 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.