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Lake Lure · Lake Lure, NC

263 O Messersmith Road

Lake Lure, NC · 1,180 sqft

$379,900

Reduced from $415,000

  • 2Beds
  • 1.5Baths
  • 1,180SqFt
  • 1964Year
  • 58Days on market

About this home

Charming two-bedroom, 1.5-bath cottage offering scenic mountain views and exceptional outdoor living. The beautifully landscaped front yard welcomes you with a classic white picket fence, arbor, and inviting fire pit area, creating the ideal setting to relax and enjoy the surroundings. Designed for easy, low-maintenance living, the home features an open floor plan highlighted by a stone wood-burning fireplace, bamboo flooring, and a well-appointed kitchen with abundant cabinetry and a convenient wet bar. The spacious primary bedroom offers two closets and easy access to a full bath featuring an oversized vanity and tub/shower combination. A guest bedroom and half bath, combined with the laundry area, provide added functionality and convenience. Take in the mountain views from the charming screened front porch, complete with a bed swing for ultimate relaxation. The expansive back deck features a metal gazebo, making it ideal for outdoor entertaining. An outbuilding provides excellent storage space and includes a separate workshop for hobbies or projects. On approximately 0.85 acres just outside the town limits, the home remains close to local restaurants and grocery stores. Whether you're searching for a full-time residence, mountain retreat or investment opportunity, this charming property offers a blend of comfort, character and breathtaking views.

Property details

Beds
2
Baths
1.5
SqFt
1,180
Lot
Year built
1964
Type
Single Family
Days on market
58
Style
Cottage
Heating
Ductless
Cooling
Ductless
Foundation
Crawl Space
Flooring
Bamboo, Vinyl
View
Mountain(s), Year Round

Features

  • Breakfast Bar
  • Kitchen Island
  • Open Floorplan
  • Wet Bar
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,748/ month

Principal & interest
$2,352
Property tax (~0.90%)
$284
Homeowners insurance
$110
HOA dues

Down payment

$18,995 down · $360,905 financed

Income to qualify (28% rule)

~$117,795 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.