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Spindale · Spindale, NC

262 Florida Avenue

Spindale, NC · 1,305 sqft

$280,000

  • 3Beds
  • 2.5Baths
  • 1,305SqFt
  • 2026Year
  • 7Days on market

About this home

Beautiful, high quality new construction home just minutes from downtown Spindale! Offering 3 bedrooms, 2.5 bathrooms, huge family room off of the dining and kitchen area. Main level primary suite provides a private retreat, while two additional bedrooms and bathroom upstairs offer flexibility for family, guests, or a home office. Enjoy the peace of mind and energy efficiency that come with new construction, along with modern finishes throughout. Conveniently located less than a mile from Main Street Spindale, you’ll have easy access to local restaurants, shops, parks, and community events. Spindale North Carolina is located in the beautiful foothills in the middle of Charlotte NC, Asheville NC and Greenville SC.

Property details

Beds
3
Baths
2.5
SqFt
1,305
Lot
Year built
2026
Type
Single Family
Days on market
7
Heating
Heat Pump
Cooling
Central Air
Foundation
Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,025/ month

Principal & interest
$1,734
Property tax (~0.90%)
$210
Homeowners insurance
$81
HOA dues

Down payment

$14,000 down · $266,000 financed

Income to qualify (28% rule)

~$86,819 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.