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Salisbury · Salisbury, NC

260 Joy Circle

Salisbury, NC · 1,030 sqft

$99,900

Reduced from $119,000

  • 2Beds
  • 2Baths
  • 1,030SqFt
  • 1979Year
  • 187Days on market

About this home

Back on Market! Prime Investment Opportunity! This property presents an excellent opportunity for an investor seeking immediate income and long term potential. In addition, to the main property, an additional 0.51 acre lot is included, bringing the total to 1.47 acres, providing added space and potential. Ideal for investors or buyers looking for extra land for recreational use or storage. The home features an additional add-on room providing flexible space that can be used as a home office, bonus room, hobby area, or additional living space. Per recent soil evaluation, the additional lot did not support a septic system. Buyer to verify any future use or alternative options.

Property details

Beds
2
Baths
2
SqFt
1,030
Lot
Year built
1979
Type
Single Family
Days on market
187
Heating
Ductless, Heat Pump
Cooling
Central Air, Ductless
Foundation
Crawl Space
Flooring
Carpet, Laminate

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$722/ month

Principal & interest
$618
Property tax (~0.90%)
$74
Homeowners insurance
$29
HOA dues

Down payment

$4,995 down · $94,905 financed

Income to qualify (28% rule)

~$30,976 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.