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Charlotte · Charlotte, NC

2561 Lumina Avenue

Charlotte, NC · 2,332 sqft

$600,000

  • 5Beds
  • 2.5Baths
  • 2,332SqFt
  • 1950Year

About this home

Up to $17,500 in closing costs and down payment grants available to qualified buyers - reach out for more info. Welcome to a fully updated 2,332 Sq Ft BRICK ranch offering exceptional space, flexibility, and a rare oversized lot located in one of Charlotte’s fastest-growing neighborhoods.

Situated on a flat 0.38-acre corner lot, this 5 bedroom, 2.5 bath home also features a dedicated office/den, formal dining space, and an expansive living area, providing a versatile layout with room to live, work, host, and grow.

Inside, extensive updates make the home truly move-in ready. New LVP flooring runs throughout, complemented by fresh interior paint, new trim, doors, windows, updated plumbing, and updated lighting throughout the home. The renovated kitchen features new cabinetry, countertops, backsplash, and stainless steel appliances, while all bathrooms have also been thoughtfully updated.

Outside, the expansive, level corner lot sets this property apart. A full privacy fence and privacy trees line the back and sides of the property, creating a private setting with abundant room to design a backyard oasis, add outdoor entertaining spaces, or simply enjoy the additional land. The driveway has also been extended to provide substantial off-street parking for multiple vehicles, an added convenience rarely found this close to the city.

Located near Wesley Heights and just minutes from Uptown Charlotte, South End, restaurants, breweries, shopping, entertainment, and major employment centers, the home also offers convenient access to Charlotte Douglas International Airport.

With significant growth and investment continuing throughout the surrounding area, 2561 Lumina Avenue presents a compelling opportunity for a primary homeowner looking for an updated, spacious home close to the heart of Charlotte, while the large, flat corner lot may also appeal to investors, builders, or developers exploring its future potential.

Property details

Beds
5
Baths
2.5
SqFt
2,332
Lot
Year built
1950
Type
Single Family
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Tile, Vinyl

Features

  • Breakfast Bar
  • Built-in Features
  • Garden Tub
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,415/ month

Principal & interest
$3,715
Property tax (~1.05%)
$525
Homeowners insurance
$175
HOA dues

Down payment

$30,000 down · $570,000 financed

Income to qualify (28% rule)

~$189,255 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.