Charlotte · Charlotte, NC
2546 Hemphill Street
Charlotte, NC · 1,363 sqft
$339,900
Reduced from $359,900
- 3Beds
- 2Baths
- 1,363SqFt
- 2020Year
- 70Days on market
About this home
Traditional Purchase Price $339,900! Owner Financing and Lease Purchase Available for Qualified Buyers! Take advantage of a rare opportunity to own a newer home with flexible purchase options in a convenient Charlotte location near Uptown, Charlotte Douglas International Airport, major highways, shopping, dining, and entertainment.
This well-designed 3-bedroom, 2-bath home features an open-concept layout, granite countertops, stainless steel appliances, abundant cabinet space, and a large kitchen island that flows seamlessly into the main living area. The spacious primary suite offers a private bath and walk-in closet, while the covered front porch provides a comfortable place to relax.
Built in 2020, this home offers modern finishes and low-maintenance living throughout. Home warranty included. As an added bonus, the seller is offering the opportunity to personalize the outdoor space with possible lawn seeding, landscaping improvements, or a landscaping credit with an acceptable offer.
Whether you're looking for a traditional purchase at $339,900 or exploring available owner financing or lease purchase options, this home offers flexibility, value, and multiple paths to homeownership.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,363
- Lot
- —
- Year built
- 2020
- Type
- Single Family
- Days on market
- 70
- Style
- Ranch
- Heating
- Electric, Forced Air
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Slab
- Flooring
- Carpet, Tile, Vinyl
Features
- Attic Other
- Kitchen Island
- Open Floorplan
- Pantry
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,501/ month
- Principal & interest
- $2,105
- Property tax (~1.05%)
- $297
- Homeowners insurance
- $99
- HOA dues
- —
Down payment
$16,995 down · $322,905 financed
Income to qualify (28% rule)
~$107,213 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 23 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.
