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Asheville · Asheville, NC

25 Hickory Tree Road

Asheville, NC · 1,135 sqft

$475,000

  • 4Beds
  • 3Baths
  • 1,135SqFt
  • 1967Year

About this home

Enjoy the best of Asheville living without the city limits! Conveniently located near schools, shopping, restaurants, and everyday amenities, this unique property is ideal for multigenerational living, an investment property, or simply a spacious home with room to spread out. Situated on a flat, level yard, the home offers plenty of usable outdoor space for pets, gardening, entertaining, or play. The main level features three bedrooms and two bathrooms, while the finished lower level provides its own living space with a kitchen, full bathroom, and multiple additional rooms that could be used for guests, extended family, a home office, recreation space, or other needs. Previously utilized with separate living arrangements, the home provides an appealing option for those seeking additional income potential or space for multiple generations under one roof. Although conveniently located in Asheville, the property is outside Asheville city limits, offering the advantage of no Asheville city property taxes and potentially greater options for rental use. Whether you're searching for a primary residence, multigenerational space, or an investment, this property offers a rare combination of location, usable space, and possibilities. Book your appointment today! *The lower level offers approximately 1,013 additional square feet of finished space heated by a heat pump. This area is not included in the advertised heated living area because access requires passing through a non-continuously heated space. The lower level includes multiple finished rooms offering flexible options for a home office, recreation room, guest space, workout area, or additional living space. These rooms are not represented or advertised as bedrooms due to window and egress requirements.

Property details

Beds
4
Baths
3
SqFt
1,135
Lot
Year built
1967
Type
Single Family
Style
Ranch
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,436/ month

Principal & interest
$2,941
Property tax (~0.90%)
$356
Homeowners insurance
$138
HOA dues

Down payment

$23,750 down · $451,250 financed

Income to qualify (28% rule)

~$147,282 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.