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Morganton · Morganton, NC

2485 Piney Road

Morganton, NC · 1,503 sqft

$234,900

  • 3Beds
  • 2Baths
  • 1,503SqFt
  • 2026Year
  • 0.43 AcreLot
  • 30Days on market

About this home

Act now to secure this BRAND NEW 2026 three bedroom, two bathroom home located in the Chesterfield community just outside of Morganton city limits. Featuring over 1,500 HSF and situated on a cleared level lot, this home offers a welcoming front porch, low maintenance vinyl siding, gravel parking area, and a 0.43 acre lot! Inside, the open floor plan offers a huge living room opening into the kitchen, which features a center island, black appliances and adjoining dining area. The split bedroom layout offers two bedrooms sharing a full bath on one end, with a private primary suite with huge walk-in closet and full bath on the opposite end of the house. Large utility/mud/laundry room. Due to be completed by September 30, 2026. Buy now and upgrade to a covered, timber frame front porch or larger decks for small additional charge! First-time buyers may qualify for $15,000 Down Payment Assistance through NC Home Advantage, OR 100% financing options through USDA or VA for qualified buyers. This home also includes a 1-year manufactured home warranty, providing added peace of mind.

Property details

Beds
3
Baths
2
SqFt
1,503
Lot
0.43 Acre
Year built
2026
Type
Single Family
Days on market
30
Style
Ranch
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Vinyl

Features

  • Breakfast Bar
  • Kitchen Island
  • Open Floorplan
  • Split Bedroom
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,699/ month

Principal & interest
$1,454
Property tax (~0.90%)
$176
Homeowners insurance
$68
HOA dues

Down payment

$11,745 down · $223,155 financed

Income to qualify (28% rule)

~$72,835 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.