Flat Rock · Flat Rock, NC
248 Wisdom Cove Road
Flat Rock, NC · 5,057 sqft
$849,000
- 4Beds
- 4.5Baths
- 5,057SqFt
- 2007Year
- 1Days on market
About this home
Welcome to the timeless charm of Historic Flat Rock, NC, where mountain elegance meets everyday convenience. Nestled within a small, private community just minutes from Downtown Hendersonville, the Village of Historic Flat Rock, and an easy drive to Asheville and Greenville, this exceptional custom-crafted residence offers an unparalleled combination of luxury, versatility, and enduring quality. Designed to accommodate the way people live today, this thoughtfully crafted home offers over 5,000 square feet of beautifully finished living space with remarkable flexibility for multi-generational living, executive professionals, creative pursuits, and gracious entertaining. Whether you're seeking a mountain retreat, a home office compound, space for an artist's studio or music room, or comfortable accommodations for extended family and guests, this home effortlessly adapts to your lifestyle. From the moment you enter, you'll appreciate the exceptional craftsmanship found throughout—from solid wood interior doors and custom finishes to the thoughtful architectural details that define this one-of-a-kind property. Extensive recent improvements provide peace of mind and modern efficiency, including a new HVAC system with UV air purification, tankless gas water heater, whole-house generator servicing the main and lower living levels, newer appliances, updated lighting, luxury flooring, freshly painted interior and exterior, a newer roof, newly enclosed screened porch, and newly paved asphalt and concrete driveways. The main level was designed for effortless everyday living, offering true one-level convenience with a spacious primary suite, private office, laundry room, inviting living and dining areas, well-appointed kitchen, powder room, and the newly enclosed screened porch—all easily accessed via a gently sloped walking ramp providing one-step entry and abundant main-level parking. The upper level offers exceptional privacy for family and guests, featuring an additional ensuite bedroom, another generously sized bedroom with walk-in closet, a full bath, and a versatile bonus room with walk-in closet that can easily serve as a guest suite, library, fitness room, or creative space. The walk-out lower level transforms into the ultimate entertaining destination, private guest quarters, or multi-generational living. Complete with an expansive recreation and gathering room, full wet bar with sink and full-size refrigerator, additional sleeping room, full bath, generous storage, and zero-entry access through the attached two-car garage, this level is ideally suited as an in-law suite, executive retreat, long-term guest accommodations, or private living quarters. Outdoor living is equally inviting. The gently sloping yard provides endless opportunities to personalize your own mountain oasis. Enjoy the existing golf putting green, expand the outdoor entertaining spaces, create a spectacular patio with firepit, install a pickleball court, or simply relax while surrounded by the beauty and tranquility that make Flat Rock one of Western North Carolina's most desirable communities. Located just moments from award-winning restaurants, boutique shopping, wineries, hiking trails, golf courses, the Flat Rock Playhouse, and the vibrant cultural scene of Downtown Hendersonville, this extraordinary residence offers the rare opportunity to enjoy refined mountain living without sacrificing convenience. This is far more than a home—it is a legacy property, thoughtfully designed, meticulously maintained, and ready to accommodate every stage of life with exceptional comfort, flexibility, and timeless craftsmanship. An offering of this caliber, in such a sought-after location, is truly a rare opportunity. The homes' septic capacity has been updated to a 4 bedroom system. Tile still exists under the easily removable golf carpet in basement. The golf 'carpet' is not permanently adhered and can be removed at buyers request.
Property details
- Beds
- 4
- Baths
- 4.5
- SqFt
- 5,057
- Lot
- —
- Year built
- 2007
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Style
- A-Frame, Arts and Crafts, Contemporary, Modern, Traditional
- Heating
- Central, Heat Pump, Propane
- Cooling
- Ceiling Fan(s), Central Air, Gas, Heat Pump
- Foundation
- Basement, Slab
- Flooring
- Carpet, Tile, Vinyl, Wood, Other - See Remarks
- View
- Mountain(s)
- HOA dues
- $350 / yr
Features
- Attic Other
- Built-in Features
- Entrance Foyer
- Open Floorplan
- Split Bedroom
- Storage
- Walk-In Closet(s)
- Walk-In Pantry
- Wet Bar
- Other - See Remarks
- Other - See Remarks
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$6,171/ month
- Principal & interest
- $5,258
- Property tax (~0.90%)
- $636
- Homeowners insurance
- $247
- HOA dues
- $29
Down payment
$42,450 down · $806,550 financed
Income to qualify (28% rule)
~$264,499 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.