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Concord · Concord, NC

245 Cliffwood Street NW #12

Concord, NC · 1,338 sqft

$199,900

Reduced from $245,000

  • 3Beds
  • 2.5Baths
  • 1,338SqFt
  • 2026Year
  • 114Days on market

About this home

UNDER $200k FOR BRAND-NEW, MOVE-IN READY CONSTRUCTION IN CONCORD! Skip the renovation projects and construction wait—this completed 3BR/2.5BA condo at The Towns at Cliffwood is ready now. The Lucas offers 1,338 SF with an open Great Room, dining area and kitchen featuring quartz countertops, stainless steel appliances and a center island. Upstairs, enjoy a private Primary Suite with walk-in closet, two additional bedrooms, full bath and convenient laundry closet. A front porch and rear deck add outdoor living, with private community parking and sidewalks just outside your door. Conveniently located in Concord near shopping, dining and major commuter routes. Brand-new. Completed. Come see what your budget can buy at Cliffwood!

Property details

Beds
3
Baths
2.5
SqFt
1,338
Lot
Year built
2026
Type
Condo
Days on market
114
Style
Other
Heating
Electric, Heat Pump
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$325 / mo

Features

  • Kitchen Island
  • Walk-In Closet(s)
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$1,774/ month

Principal & interest
$1,238
Property tax (~0.92%)
$153
Homeowners insurance
$58
HOA dues
$325

Down payment

$9,995 down · $189,905 financed

Income to qualify (28% rule)

~$76,054 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.