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Denver · Denver, NC

2442 Smith Cove Road

Denver, NC · 4,058 sqft

$795,000

  • 5Beds
  • 3.5Baths
  • 4,058SqFt
  • 2003Year

About this home

Welcome to an entertainer’s paradise in the sought-after, partial waterfront community of Smithstone! Designed with flexibility and comfort in mind, this exceptional home features two spacious primary suites—one on the main level with direct access to the backyard retreat and another upstairs—making it ideal for multi-generational living, a live-in nanny, or accommodating long-term guests. The main-level primary suite offers a luxurious oversized walk-in shower and an expansive walk-in closet. Upstairs, the second primary suite features a stylish accent wall, a garden tub, separate shower, and a large walk-in closet complete with built-in storage. With over 4,000 square feet, this home boasts 5 bedrooms, a bonus room, and 3.5 bathrooms, providing plenty of space for family, work, and recreation. A stunning see-through fireplace creates a warm, inviting atmosphere shared between the family room and keeping room. Step outside to the true centerpiece of the property—a private backyard oasis featuring a beautiful pool surrounded by mature landscaping, irrigation, and lush plantings. Entertaining is effortless with the outdoor kitchen and bar area, and the seller is including patio furniture, pool equipment, the built in gas grill, and the Green Egg, allowing you to start enjoying the space from day one. Recent updates include: New Pergo laminate flooring throughout much of the home, new tile flooring in one upstairs bathroom, dishwasher and microwave less than six months old, fresh interior paint throughout most of the home, multiple built-in features for added functionality and charm. Located in the highly desirable Smithstone community in Denver, you'll enjoy convenient access to restaurants, breweries, grocery stores, and top-rated schools. Homes offering this combination of space, upgrades, resort-style outdoor living, and value are hard to find. Don't miss your opportunity—schedule your showing today! A one year home warranty is in place with America's Preferred Home Warranty. The pool is serviced weekly, even in winter months. The HVAC, two times a year and pest control is monthly. Showings begin Friday, June 26th after 12:00 noon.

Property details

Beds
5
Baths
3.5
SqFt
4,058
Lot
Year built
2003
Type
Single Family
Garage
2
Style
Traditional
Heating
Natural Gas
Cooling
Central Air
Foundation
Crawl Space
Flooring
Laminate, Tile, Other - See Remarks
HOA dues
$217 / qtr

Features

  • Attic Other
  • Attic Stairs Pulldown
  • Built-in Features
  • Garden Tub
  • Kitchen Island
  • Pantry
  • Walk-In Closet(s)
  • Outdoor Kitchen
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$5,824/ month

Principal & interest
$4,923
Property tax (~0.90%)
$596
Homeowners insurance
$231
HOA dues
$72

Down payment

$39,750 down · $755,250 financed

Income to qualify (28% rule)

~$249,605 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Denver

Lake Norman west · Rural growth

Lincoln County town on the west side of Lake Norman — fastest-growing rural market in the region, with new subdivisions tied to the lake and the Highway 16 corridor.

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