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Denver · Denver, NC

2435 Smith Cove Road

Denver, NC · 3,880 sqft

$625,000

  • 6Beds
  • 3.5Baths
  • 3,880SqFt
  • 2003Year
  • 1Days on market

About this home

Welcome to the highly sought-after Smithstone community! Offering an impressive 3,880 sq/ft, this spacious home features 6 bedrooms, 3.5 bathrooms, and a flexible floorplan designed for both everyday living and entertaining. A rare highlight is the TWO primary suites—one on each level. The main-level primary features a dramatic 13' tray ceiling, direct access to the covered patio, two custom closets, and a spa-like bath with an oversized walk-in shower complete with body jets and rainhead. The first floor also offers a dedicated home office, formal dining room, sitting area, and an open-concept kitchen overlooking the spacious living room. French doors from the sunroom area lead to an expansive covered patio and private, fully fenced backyard—already wired and ready for your new hot tub! Irrigation system serves both the front and rear yards. Upstairs you'll find another primary suite plus 4 additional bedrooms, with one offering the flexibility to serve as a large bonus or recreation room. There is truly no shortage of space here! Smithstone offers above-average community amenities including a clubhouse, pool with Lake Norman views, boat/RV storage, and paddlesport lake access. Conveniently located near area schools, restaurants, grocery stores, Charlotte Douglas International Airport, and Charlotte. Priced to sell! Per previous owner: roof replaced in 2017 and downstairs HVAC replaced in 2021.

Property details

Beds
6
Baths
3.5
SqFt
3,880
Lot
Year built
2003
Type
Single Family
Days on market
1
Garage
2
Heating
Heat Pump, Natural Gas
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Tile, Wood
HOA dues
$217 / qtr

Features

  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,594/ month

Principal & interest
$3,870
Property tax (~0.90%)
$468
Homeowners insurance
$182
HOA dues
$72

Down payment

$31,250 down · $593,750 financed

Income to qualify (28% rule)

~$196,893 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Denver

Lake Norman west · Rural growth

Lincoln County town on the west side of Lake Norman — fastest-growing rural market in the region, with new subdivisions tied to the lake and the Highway 16 corridor.

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