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Sapphire · Sapphire, NC

242 Whitewater Road

Sapphire, NC · 1,176 sqft

$245,000

Reduced from $250,000

  • 2Beds
  • 2Baths
  • 1,176SqFt
  • 1976Year
  • 38Days on market

About this home

Welcome to your mountain retreat in the heart of Sapphire! This beautifully renovated 2-bedroom, 2-bath home with a versatile bonus room offers the perfect blend of modern updates and mountain charm. Inside, you’ll find a bright, inviting interior featuring recent renovations, all-new appliances, and flexible living spaces ideal for a home office, guest room, or hobby space.

Enjoy peace of mind with a new roof installed in 2023, allowing you to focus on relaxing and enjoying the surrounding natural beauty with a small creek located just behind the home. As well as paved parking spaces beside the home. Whether you’re looking for a full-time residence, weekend getaway, or investment opportunity, this move-in-ready home is ready to impress.

Conveniently located near the area’s outdoor recreation, hiking, waterfalls, golf, dining, and shopping, this Sapphire gem offers the best of mountain living with modern comforts.

Property details

Beds
2
Baths
2
SqFt
1,176
Lot
Year built
1976
Type
Single Family
Days on market
38
Style
Cabin, Cottage
Heating
Electric
Cooling
Ceiling Fan(s), Window Unit(s)
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,772/ month

Principal & interest
$1,517
Property tax (~0.90%)
$183
Homeowners insurance
$71
HOA dues

Down payment

$12,250 down · $232,750 financed

Income to qualify (28% rule)

~$75,967 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.