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Pineville · Pineville, NC

242 Water Oak Drive

Pineville, NC · 1,235 sqft

$255,000

Reduced from $270,000

  • 3Beds
  • 1.5Baths
  • 1,235SqFt
  • 1987Year
  • 57Days on market

About this home

NOW OFFERING $5,000 IN SELLER CONCESSIONS! Location is everything, and this one has it all! Nestled in the heart of Pineville, this charming end-unit townhome in the Park Lake community puts you just minutes from the shops, dining, and small-town charm of Downtown Pineville. This 3-bedroom, 1.5-bath home offers updated living space, featuring a renovated kitchen, brand-new carpet throughout, and a cozy fireplace perfect for relaxing evenings. The end-unit position means extra privacy and more natural light. Step outside to your private patio, or walk to Pineville Lake Park & Recreation Center — with a scenic lake, trails, fitness center, splash pad, dog park, and summer concerts right at your doorstep. Conveniently located near I-485, shopping, dining, and all the growth Pineville has to offer. This is the one you've been waiting for!

Bonus for buyers : HVAC air ducts have been professionally cleaned and sanitized, and the HVAC coils have also been professionally cleaned (July 22, 2026) , offering a clean, well-maintained system for the new owner.

Property details

Beds
3
Baths
1.5
SqFt
1,235
Lot
Year built
1987
Type
Townhome
Days on market
57
Style
Traditional
Heating
Heat Pump
Cooling
Ceiling Fan(s), Heat Pump
Foundation
Slab

Features

  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,844/ month

Principal & interest
$1,579
Property tax (~0.90%)
$191
Homeowners insurance
$74
HOA dues

Down payment

$12,750 down · $242,250 financed

Income to qualify (28% rule)

~$79,068 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.