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Denver · Denver, NC

2413 Smith Cove Road

Denver, NC · 2,177 sqft

$445,000

  • 3Beds
  • 2Baths
  • 2,177SqFt
  • 2003Year

About this home

Coming Soon! A Rare Find in a Waterfront Community — This Gorgeous home has it all!

Some homes just feel different the moment you walk in. This 3 Bedroom 2 BA Transitional home does exactly that, with 10 ft ceilings drawing your eye up and warm wood flooring underfoot throughout the open-concept living space. Curl up by the gas fireplace in the family room, or gather in the kitchen — a true centerpiece with granite countertops, stainless steel appliances, and a refrigerator that conveys. The primary suite is freshly painted and ready to welcome you, complete with a tray ceiling for added architectural interest. The en-suite bath feels like your own private spa: double vanity, whirlpool tub, separate shower, and a generous walk-in closet. Need more space? The oversized sunroom is bathed in natural light and overlooks a fenced backyard and patio built for entertaining. Upstairs, a flexible bonus room stands ready to become whatever you need most — home office, guest room, or a true 4th bedroom, Everyday living is easy here: a separate laundry room with sink, plus washer and dryer included. And the big-ticket worries are already handled, with a brand-new HVAC system, a 2016 architectural roof, and a 2015 water heater, Life in this waterfront community means resort-style perks — a community pool, clubhouse, lighted streets, and RV/boat storage — all just minutes from daily conveniences and a short drive to Lake Norman and Charlotte. Don't just tour a house. Come fall in love with everything this home has to offer!

Property details

Beds
3
Baths
2
SqFt
2,177
Lot
Year built
2003
Type
Single Family
Garage
2
Style
Transitional
Heating
Forced Air, Natural Gas
Cooling
Central Air, Heat Pump
Foundation
Slab
Flooring
Carpet, Tile, Wood
HOA dues
$217 / qtr

Features

  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,291/ month

Principal & interest
$2,756
Property tax (~0.90%)
$333
Homeowners insurance
$129
HOA dues
$72

Down payment

$22,250 down · $422,750 financed

Income to qualify (28% rule)

~$141,080 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Denver

Lake Norman west · Rural growth

Lincoln County town on the west side of Lake Norman — fastest-growing rural market in the region, with new subdivisions tied to the lake and the Highway 16 corridor.

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