Morganton · Morganton, NC
2401 Lail Road
Morganton, NC · 1,640 sqft
$425,000
- 3Beds
- 1.5Baths
- 1,640SqFt
- 1946Year
- 1Days on market
About this home
Discover your own slice of country charm with this nearly 4-acre mini-farm. This home blends nostalgic appeal with thoughtful updates, featuring vinyl-clad windows, refreshed flooring, HVAC, and durable vinyl siding. The property includes a 4-stall barn with a hay loft, a well-equipped auto workshop with a car lift, a roomy tool area, and a tack room with a half bath—plus abundant storage throughout. Inside, you’ll enjoy a formal dining room, a bright breakfast nook, a convenient laundry room, Corian countertops, and ample cabinetry. City water and sewer service the home, while the auto workshop has its own septic system. Nestled on a quiet dead-end road, this property is just minutes from Lake James, Morganton, and easy drives to Asheville, Charlotte, and nearby ski lodges. A beautiful, versatile retreat that won’t disappoint. Please take a look at the attached video.
Property details
- Beds
- 3
- Baths
- 1.5
- SqFt
- 1,640
- Lot
- —
- Year built
- 1946
- Type
- Single Family
- Days on market
- 1
- Heating
- Heat Pump
- Cooling
- Central Air, Heat Pump
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,074/ month
- Principal & interest
- $2,632
- Property tax (~0.90%)
- $318
- Homeowners insurance
- $123
- HOA dues
- —
Down payment
$21,250 down · $403,750 financed
Income to qualify (28% rule)
~$131,779 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.