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Morganton · Morganton, NC

2401 Lail Road

Morganton, NC · 1,640 sqft

$425,000

  • 3Beds
  • 1.5Baths
  • 1,640SqFt
  • 1946Year
  • 1Days on market

About this home

Discover your own slice of country charm with this nearly 4-acre mini-farm. This home blends nostalgic appeal with thoughtful updates, featuring vinyl-clad windows, refreshed flooring, HVAC, and durable vinyl siding. The property includes a 4-stall barn with a hay loft, a well-equipped auto workshop with a car lift, a roomy tool area, and a tack room with a half bath—plus abundant storage throughout. Inside, you’ll enjoy a formal dining room, a bright breakfast nook, a convenient laundry room, Corian countertops, and ample cabinetry. City water and sewer service the home, while the auto workshop has its own septic system. Nestled on a quiet dead-end road, this property is just minutes from Lake James, Morganton, and easy drives to Asheville, Charlotte, and nearby ski lodges. A beautiful, versatile retreat that won’t disappoint. Please take a look at the attached video.

Property details

Beds
3
Baths
1.5
SqFt
1,640
Lot
Year built
1946
Type
Single Family
Days on market
1
Heating
Heat Pump
Cooling
Central Air, Heat Pump
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,074/ month

Principal & interest
$2,632
Property tax (~0.90%)
$318
Homeowners insurance
$123
HOA dues

Down payment

$21,250 down · $403,750 financed

Income to qualify (28% rule)

~$131,779 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.