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Mount Holly · Mount Holly, NC

240 Silvercliff Drive

Mount Holly, NC · 2,897 sqft

$750,000

  • 4Beds
  • 3.5Baths
  • 2,897SqFt
  • 2005Year
  • See SurveyLot

About this home

Luxury, quality craftsmanship, and exceptional curb appeal define this beautifully maintained custom-built home in Stonewater, one of Mount Holly's premier waterfront communities known for its resort-style amenities and convenient access to Mountain Island Lake. Perfectly situated on a private, level lot of over half an acre, this stunning 4-bedroom, 3.5-bath residence offers an exceptional blend of timeless elegance, thoughtful updates, and everyday comfort.

Designed with both entertaining and daily living in mind, the open and spacious floor plan features soaring vaulted and cathedral ceilings, extensive moldings, abundant natural light, and inviting living spaces throughout. A dedicated home office provides the ideal space for remote work or study, while elegant plantation shutters in the living room and breakfast nook add timeless charm and sophistication. The beautifully updated kitchen showcases modern finishes and newer appliances, flowing seamlessly into the main living areas to create the perfect gathering space for family and friends.

The desirable main-level primary suite offers a peaceful retreat with generous space and privacy, while the upper level features three additional bedrooms and a spacious loft complete with custom built-in shelving and cabinetry, providing endless flexibility as a media room, playroom, or secondary living area. Recent improvements throughout the home include updated hardwood flooring, new carpet throughout the second floor, fresh interior and exterior paint, and numerous additional upgrades that reflect the exceptional care and pride of ownership.

Step outside to enjoy the expansive oversized rear deck overlooking the private backyard—an ideal setting for entertaining, grilling, or simply relaxing in the peaceful surroundings. New professional landscaping, high-end exterior landscape lighting, and elegant hardscape paver driveway and sidewalks create impressive curb appeal and a welcoming first impression.

Additional highlights include an oversized side-entry two-car garage with epoxy flooring, quality finishes throughout, and meticulous maintenance that make this home truly move-in ready and invisible dog fence for the entire property.

Offering custom craftsmanship, modern upgrades, exceptional outdoor living, and the sought-after Stonewater lifestyle, this remarkable home presents a rare opportunity to enjoy luxury, privacy, and convenience just minutes from Charlotte, Belmont, and the recreation and amenities of Mountain Island Lake. This home truly has everything you need to feel right at home.

Property details

Beds
4
Baths
3.5
SqFt
2,897
Lot
See Survey
Year built
2005
Type
Single Family
Garage
2
Heating
Central, Ductless
Cooling
Central Air, Ductless
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
HOA dues
$1,327 / yr

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Built-in Features
  • Cable Prewire
  • Entrance Foyer
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • In-Ground Irrigation
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$5,505/ month

Principal & interest
$4,644
Property tax (~0.85%)
$531
Homeowners insurance
$218
HOA dues
$110

Down payment

$37,500 down · $712,500 financed

Income to qualify (28% rule)

~$235,952 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Mount Holly

Catawba River · NW commute

Quiet river town between Belmont and Charlotte — Mountain Island Lake access, fifteen-minute Uptown commute, and growing school districts.

Explore Mount Holly

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