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Union Mills · Union Mills, NC

239 Hearthstone Drive

Union Mills, NC · 1,288 sqft

$349,900

  • 2Beds
  • 2Baths
  • 1,288SqFt
  • 2007Year
  • 13Days on market

About this home

This 2 bed/2 bath cabin measures 1,288 sf and features vaulted ceilings throughout. Enjoy the covered deck, the beautiful landscaping, the abundant butterflies, birds and wildlife! The peace and quiet!

Savor the great western NC outdoors under the comfort of the covered, recently refinished deck, or take a couple steps to the adjacent, cozy sitting area in the back yard...maybe a short walk to the shady patio below! This genuine log cabin sits in a gated community in north-central Rutherford County where you'll see so many stars on a clear night, likely have deer walk through your property, and be free from the noise and bustle of the city.

This two bed/two bath home actually has (per county records) a three-bedroom septic system installed - so the property could be expanded, or you might just rest easier knowing the system is over-built. Another not-so-obvious feature is the roof rejuvenation done earlier this year (3/26). It extends the life of the architectural shingles, and has a transferable warranty.

The ample kitchen sports plenty of cabinetry and counter space, and features an island with a butcher block surface, plus the stainless side-by-side refrigerator will convey. The large primary bedroom has a huge en suite where you'll find tile flooring, a jetted tub and tiled shower, and what a practical place to have the laundry!

More features worth mentioning are the concrete driveway, two outbuildings (one w/electric), a gas line that's run into the house (previouslly used for a portable gas fireplace), and the community itself recently had electric upgrades and the addition of cable provided by Spectrum.

Hearthstone Ridge is five miles north of Rutherfordton, the seat of Rutherford County in western North Carolina. Featuring two gated entrances, the community sits just fourteen miles south of Interstate 40.

Property details

Beds
2
Baths
2
SqFt
1,288
Lot
Year built
2007
Type
Single Family
Days on market
13
Style
Cabin
Heating
Central, Electric, Heat Pump
Cooling
Central Air, Electric, Heat Pump
Foundation
Crawl Space
HOA dues
$475 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,571/ month

Principal & interest
$2,167
Property tax (~0.90%)
$262
Homeowners insurance
$102
HOA dues
$39

Down payment

$17,495 down · $332,405 financed

Income to qualify (28% rule)

~$110,189 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.