Union Mills · Union Mills, NC
239 Hearthstone Drive
Union Mills, NC · 1,288 sqft
$349,900
- 2Beds
- 2Baths
- 1,288SqFt
- 2007Year
- 13Days on market
About this home
This 2 bed/2 bath cabin measures 1,288 sf and features vaulted ceilings throughout. Enjoy the covered deck, the beautiful landscaping, the abundant butterflies, birds and wildlife! The peace and quiet!
Savor the great western NC outdoors under the comfort of the covered, recently refinished deck, or take a couple steps to the adjacent, cozy sitting area in the back yard...maybe a short walk to the shady patio below! This genuine log cabin sits in a gated community in north-central Rutherford County where you'll see so many stars on a clear night, likely have deer walk through your property, and be free from the noise and bustle of the city.
This two bed/two bath home actually has (per county records) a three-bedroom septic system installed - so the property could be expanded, or you might just rest easier knowing the system is over-built. Another not-so-obvious feature is the roof rejuvenation done earlier this year (3/26). It extends the life of the architectural shingles, and has a transferable warranty.
The ample kitchen sports plenty of cabinetry and counter space, and features an island with a butcher block surface, plus the stainless side-by-side refrigerator will convey. The large primary bedroom has a huge en suite where you'll find tile flooring, a jetted tub and tiled shower, and what a practical place to have the laundry!
More features worth mentioning are the concrete driveway, two outbuildings (one w/electric), a gas line that's run into the house (previouslly used for a portable gas fireplace), and the community itself recently had electric upgrades and the addition of cable provided by Spectrum.
Hearthstone Ridge is five miles north of Rutherfordton, the seat of Rutherford County in western North Carolina. Featuring two gated entrances, the community sits just fourteen miles south of Interstate 40.
Property details
- Beds
- 2
- Baths
- 2
- SqFt
- 1,288
- Lot
- —
- Year built
- 2007
- Type
- Single Family
- Days on market
- 13
- Style
- Cabin
- Heating
- Central, Electric, Heat Pump
- Cooling
- Central Air, Electric, Heat Pump
- Foundation
- Crawl Space
- HOA dues
- $475 / yr
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$2,571/ month
- Principal & interest
- $2,167
- Property tax (~0.90%)
- $262
- Homeowners insurance
- $102
- HOA dues
- $39
Down payment
$17,495 down · $332,405 financed
Income to qualify (28% rule)
~$110,189 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.