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Concord · Concord, NC

235 Lincoln Street SW

Concord, NC · 1,213 sqft

$260,000

  • 3Beds
  • 2Baths
  • 1,213SqFt
  • 1945Year

About this home

Just a short walk from downtown Concord’s Historic District, this 3-bedroom, 2-bathroom bungalow was stripped to the studs and completely rebuilt in 2022. Inside, a spacious foyer opens to a bright, airy layout featuring 9-foot ceilings and durable laminate flooring. The kitchen is a standout with rich butcher block countertops, custom soft-close cabinets, a shiplap backsplash, and stainless steel appliances. Along with three comfortably sized bedrooms, you get two dedicated parking spots right out front. Best of all, total peace of mind: the plumbing, electrical, HVAC, windows, and vinyl siding were all updated in 2022, and a brand-new water heater was installed in 2025.

Property details

Beds
3
Baths
2
SqFt
1,213
Lot
Year built
1945
Type
Single Family
Heating
Central, Electric
Cooling
Central Air, Electric
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,885/ month

Principal & interest
$1,610
Property tax (~0.92%)
$199
Homeowners insurance
$75
HOA dues

Down payment

$13,000 down · $247,000 financed

Income to qualify (28% rule)

~$80,803 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.