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Shelby · Shelby, NC

231 Silver Creek Lane

Shelby, NC · 3,305 sqft

$599,000

  • 3Beds
  • 4Baths
  • 3,305SqFt
  • 2004Year
  • 10Days on market

About this home

Welcome to 231 Silver Creek, where no detail was overlooked! The sellers put tremendous thought and care into building this custom Tudor-inspired home, offering unique architecture, quality construction, and a warm, inviting feel throughout. The home features Superior Walls precast concrete foundation construction on three sides, with the panels constructed off-site and carefully set into place by crane. The open, airy main level offers abundant natural light, composite wood flooring, a spacious primary suite, formal living room, dining room with coffered ceiling, and a beautiful kitchen with custom cabinetry, beadboard details, and skylights. The two-story living room features a showcase staircase that adds to the home's character. The laundry room includes built-in cabinetry for additional storage. Upstairs you'll find two additional bedrooms with carpet, plus a large flex room/office with endless possibilities. The walk-out basement offers even more potential with plumbing already in place for an additional bathroom, making it easy to finish for additional living space. The electrical panel is wired for generator power if needed. Outside, enjoy the Trex deck overlooking the secluded backyard and small creek, along with a playhouse for the little ones. The circular driveway provides plenty of parking for guests. Located on a quiet cul-de-sac in an established neighborhood within the desirable Cleveland County school district, this one-of-a-kind home offers privacy, thoughtful craftsmanship, unique details, and plenty of space inside and out. Just 3 miles from Boiling Springs and Gardner-Webb University, offering cultural events and collegiate sports, with convenient access to grocery stores and restaurants. Approximately 20 minutes to Tryon International Equestrian Center, 30 minutes to Kings Mountain Casino, 10 minutes to Broad River Greenway and equestrian trails, and about 30 minutes to Saluda and the mountains.

Property details

Beds
3
Baths
4
SqFt
3,305
Lot
Year built
2004
Type
Single Family
Days on market
10
Garage
2
Style
Tudor
Heating
Heat Pump
Cooling
Central Air, Other - See Remarks
Foundation
Basement
Flooring
Wood

Features

  • Kitchen Island
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,333/ month

Principal & interest
$3,709
Property tax (~0.90%)
$449
Homeowners insurance
$174
HOA dues

Down payment

$29,950 down · $569,050 financed

Income to qualify (28% rule)

~$185,731 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.