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Charlotte · Charlotte, NC

2301 Wharton Lane

Charlotte, NC · 3,573 sqft

$1,255,000

  • 4Beds
  • 2.5Baths
  • 3,573SqFt
  • 1983Year

About this home

Luxury, comfort, and an unbeatable location come together at 2301 Wharton Lane! Nestled in the prestigious Hembstead neighborhood, this exceptional residence with the loveliest curb appeal offers timeless elegance, thoughtful updates, and the lifestyle today’s buyers are searching for!

Designed for both everyday living and effortless entertaining, the home features a new roof (2026), a freshly painted interior, refinished hardwood floors on the main level, and a beautifully updated primary bath that creates a private, spa-inspired retreat. Expansive living spaces flow seamlessly to a sought-after walk-out basement, offering endless possibilities for a recreation room, home theater, fitness studio, guest suite, or additional entertaining space!

Step outside to an impressive two-tier deck overlooking the backyard—an ideal setting for summer gatherings, outdoor dining, or simply relaxing in a peaceful, private setting. This property offers approximately .62 of an acre!

Life in Hembstead means enjoying beautifully maintained tree-lined streets, outstanding neighborhood amenities, and a strong sense of community. Take a stroll on the walking trails to the neighborhood pool, pickleball courts, tennis courts, sport court, or play ground! With an A+ South Charlotte location, convenient access to shopping, dining, parks, and major commuter routes, plus top-rated public and private schools, this home delivers the perfect balance of luxury and everyday convenience!

From its desirable updates to its exceptional setting, 2301 Wharton Lane presents a rare opportunity to own a home that truly has it all!

Property details

Beds
4
Baths
2.5
SqFt
3,573
Lot
Year built
1983
Type
Single Family
Garage
2
Style
Traditional
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement
Flooring
Tile, Wood
HOA dues
$1,846 / yr

Features

  • Breakfast Bar
  • Built-in Features
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$9,390/ month

Principal & interest
$7,772
Property tax (~1.05%)
$1,098
Homeowners insurance
$366
HOA dues
$153

Down payment

$62,750 down · $1,192,250 financed

Income to qualify (28% rule)

~$402,453 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

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