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Lincolnton · Lincolnton, NC

229 Rocky Lane

Lincolnton, NC · 2,298 sqft

$550,000

  • 5Beds
  • 3.5Baths
  • 2,298SqFt
  • 1965Year
  • 1Days on market

About this home

Nestled on 3.12 private acres, this one-owner home is full of character and charm, offering the perfect combination of timeless appeal, modern updates, and flexible living space. Lovingly maintained by the same family since it was built, this unique property is ready for its next chapter.

The main level features a beautifully updated kitchen with granite countertops, an oversized island, abundant cabinetry, and generous prep space—perfect for entertaining or everyday living. The inviting living room showcases a stunning stone fireplace, while luxury vinyl plank flooring and neutral paint throughout create a warm, welcoming atmosphere. The main level also offers 3 spacious bedrooms and 2.5 bathrooms, including a comfortable primary suite.

The fully finished basement provides exceptional versatility with a second kitchen, 2 additional bedrooms, and 1 full bathroom, making it ideal for a mother-in-law suite, multi-generational living, guest quarters, or potential rental opportunity.

Outside, you'll enjoy the privacy and beauty of 3.12 acres with plenty of room to garden, play, or simply relax. An attached two-car carport provides everyday convenience, while the detached garage/workshop offers endless possibilities for hobbies, storage, equipment, or a home business.

If you're searching for a home with acreage, a finished basement with a second kitchen, workshop space, and a property filled with warmth, character, and charm, this one-owner home is a rare find. Schedule your private showing today!

Property details

Beds
5
Baths
3.5
SqFt
2,298
Lot
Year built
1965
Type
Single Family
Days on market
1
Heating
Forced Air, Oil
Cooling
Central Air
Foundation
Basement
Flooring
Carpet, Vinyl

Features

  • Built-in Features
  • Kitchen Island
  • Open Floorplan

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,924/ month

Principal & interest
$3,406
Property tax (~0.78%)
$357
Homeowners insurance
$160
HOA dues

Down payment

$27,500 down · $522,500 financed

Income to qualify (28% rule)

~$168,181 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Lincolnton

Lincoln County seat

County seat half an hour north of Gastonia — historic courthouse square, growing population, and inventory under $300K.

Explore Lincolnton

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Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.