Lincolnton · Lincolnton, NC
229 Rocky Lane
Lincolnton, NC · 2,298 sqft
$550,000
- 5Beds
- 3.5Baths
- 2,298SqFt
- 1965Year
- 1Days on market
About this home
Nestled on 3.12 private acres, this one-owner home is full of character and charm, offering the perfect combination of timeless appeal, modern updates, and flexible living space. Lovingly maintained by the same family since it was built, this unique property is ready for its next chapter.
The main level features a beautifully updated kitchen with granite countertops, an oversized island, abundant cabinetry, and generous prep space—perfect for entertaining or everyday living. The inviting living room showcases a stunning stone fireplace, while luxury vinyl plank flooring and neutral paint throughout create a warm, welcoming atmosphere. The main level also offers 3 spacious bedrooms and 2.5 bathrooms, including a comfortable primary suite.
The fully finished basement provides exceptional versatility with a second kitchen, 2 additional bedrooms, and 1 full bathroom, making it ideal for a mother-in-law suite, multi-generational living, guest quarters, or potential rental opportunity.
Outside, you'll enjoy the privacy and beauty of 3.12 acres with plenty of room to garden, play, or simply relax. An attached two-car carport provides everyday convenience, while the detached garage/workshop offers endless possibilities for hobbies, storage, equipment, or a home business.
If you're searching for a home with acreage, a finished basement with a second kitchen, workshop space, and a property filled with warmth, character, and charm, this one-owner home is a rare find. Schedule your private showing today!
Property details
- Beds
- 5
- Baths
- 3.5
- SqFt
- 2,298
- Lot
- —
- Year built
- 1965
- Type
- Single Family
- Days on market
- 1
- Heating
- Forced Air, Oil
- Cooling
- Central Air
- Foundation
- Basement
- Flooring
- Carpet, Vinyl
Features
- Built-in Features
- Kitchen Island
- Open Floorplan
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,924/ month
- Principal & interest
- $3,406
- Property tax (~0.78%)
- $357
- Homeowners insurance
- $160
- HOA dues
- —
Down payment
$27,500 down · $522,500 financed
Income to qualify (28% rule)
~$168,181 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 48 photos
About Lincolnton
Lincoln County seat
County seat half an hour north of Gastonia — historic courthouse square, growing population, and inventory under $300K.


