Albemarle · Albemarle, NC
228 Summit Avenue
Albemarle, NC · 1,400 sqft
$239,800
Reduced from $249,000
- 3Beds
- 2.5Baths
- 1,400SqFt
- 2026Year
- 111Days on market
About this home
**Seller offering $5,000 in seller credits. This home qualifies for 100% USDA financing through builder's preferred lender.
This 3-bedroom, 2.5-bath home offers an open-concept layout with spacious living and dining areas flowing into the modern kitchen. The inviting living room features a stylish electric fireplace, creating a warm and welcoming space. Upstairs, the primary suite includes a walk-in closet and private bath, along with two additional bedrooms and a full bath. This new construction home was built with quality craftsmanship and attention to detail, and is conveniently located near shopping, dining, and downtown amenities.
New Construction comes with: 10 year Structural warranty 1 year Builder warranty 1 year Mechanical warranty
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 1,400
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Days on market
- 111
- Heating
- Forced Air
- Cooling
- Central Air
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,734/ month
- Principal & interest
- $1,485
- Property tax (~0.90%)
- $179
- Homeowners insurance
- $69
- HOA dues
- —
Down payment
$11,990 down · $227,810 financed
Income to qualify (28% rule)
~$74,354 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.