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Clyde · Clyde, NC

227 Black Bear Cove

Clyde, NC · 3,144 sqft

$972,000

  • 4Beds
  • 3.5Baths
  • 3,144SqFt
  • 2005Year

About this home

Discover the perfect blend of mountain living, privacy, and functionality at this exceptional unrestricted 8.295-acre homestead in Haywood County. Featuring level-to-rolling acreage with three creeks, pasture areas, partial fencing, established gardens, a barn, chicken coop, workshop, and stunning long-range mountain views, this property offers endless possibilities for farming, homesteading, recreation, or simply enjoying a peaceful mountain lifestyle. The custom Craftsman farmhouse, built in 2005, offers 3,144 square feet of thoughtfully designed living space with 4 bedrooms and 3.5 baths. A welcoming covered front porch leads into a spacious entry foyer, setting the tone for the quality craftsmanship found throughout the home. Beautiful Southern yellow pine flooring, 9-foot ceilings, custom built-ins, and abundant windows create a warm and inviting atmosphere while showcasing the surrounding mountain views. The heart of the home is the spacious family room featuring a striking floor-to-ceiling stone fireplace. The kitchen is designed for both everyday living and entertaining, offering KraftMaid cabinetry, granite countertops, gas cooking, and generous workspace. A main-level laundry room with utility sink adds convenience. The primary suite is located on the main level and features a private ensuite bath with a soaking tub, creating a comfortable retreat at the end of the day. Upstairs are three additional bedrooms, a full bath, a Jack-and-Jill bath, and a flexible bonus area ideal for a playroom, media space, or sitting area. Above the attached two-car garage, a finished bonus room and dedicated office provide even more versatile living space. Outdoor living is equally impressive. Enjoy mountain views year-round from the covered front and rear porches, both finished with tongue-and-groove ceilings. The back porch is anchored by a beautiful stone fireplace, making it the perfect place to relax or entertain. Stone walkways, a water feature, and thoughtfully landscaped grounds enhance the property's natural beauty. Additional improvements include a detached 16x24 workshop with 200-amp service, carport, multiple storage areas, flat parking, and ample space for equipment, a wood shed, generator, a 20 X 24 barn for livestock, hobbies, or future expansion. Rarely does a property offer this combination of unrestricted acreage, quality construction, Southwest exposure, usable land, extensive outbuildings, and breathtaking mountain views.

Property details

Beds
4
Baths
3.5
SqFt
3,144
Lot
Year built
2005
Type
Single Family
Garage
2
Style
Farmhouse
Heating
Forced Air, Propane
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Wood
View
Long Range, Mountain(s), Year Round

Features

  • Attic Walk In
  • Breakfast Bar
  • Built-in Features
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Storage
  • Walk-In Closet(s)
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$7,032/ month

Principal & interest
$6,019
Property tax (~0.90%)
$729
Homeowners insurance
$283
HOA dues

Down payment

$48,600 down · $923,400 financed

Income to qualify (28% rule)

~$301,387 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.