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Clyde · Clyde, NC

225 Fines Creek Road

Clyde, NC · 3,423 sqft

$550,000

  • 4Beds
  • 2.5Baths
  • 3,423SqFt
  • 2008Year
  • 4Days on market

About this home

Imagine the possibilities at this spacious Fines Creek retreat, where approximately 7.5 acres, nearly 1,000 feet of creek frontage and an estimated six acres of level pasture create the foundation for a mini farm, homestead or peaceful mountain getaway. From the wraparound porch, enjoy surrounding mountain views and the soothing sound of the creek, all just 10 minutes from I-40.

The log-sided home offers approximately 3,423 square feet of heated living area, plus nearly 2,000 square feet of unfinished basement space. Inside, a light-filled great room welcomes gathering and relaxation. The kitchen features a gas range, downdraft ventilation and select new appliances onsite awaiting installation. A breakfast nook, separate dining area, den and library provide flexible spaces for everyday living, working and entertaining.

The main-level primary suite includes a bath with a double vanity, soaking tub and spacious walk-in shower. Upstairs, an open loft connects three additional bedrooms and a full bath.

Renovations were started but are currently paused, offering the next owner an opportunity to complete the remaining work and add personal style. Plumbing work must be completed before water service can be restored, and the water is currently turned off. The pasture also requires cleanup and removal of miscellaneous items. With its generous living space, usable acreage, creek frontage and inviting mountain setting, this property is ready for someone with vision to bring its full potential to life.

Property details

Beds
4
Baths
2.5
SqFt
3,423
Lot
Year built
2008
Type
Single Family
Days on market
4
Style
Cabin
Heating
Central, Heat Pump, Zoned
Cooling
Ceiling Fan(s), Central Air, Electric, Heat Pump, Zoned
Foundation
Basement
Flooring
Carpet, Tile, Vinyl, Wood
View
Long Range, Mountain(s), Year Round

Features

  • Attic Stairs Pulldown
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,979/ month

Principal & interest
$3,406
Property tax (~0.90%)
$412
Homeowners insurance
$160
HOA dues

Down payment

$27,500 down · $522,500 financed

Income to qualify (28% rule)

~$170,538 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.