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Mount Gilead · Mount Gilead, NC

224 Plantation Way

Mount Gilead, NC · 1,680 sqft

$510,000

  • 3Beds
  • 2Baths
  • 1,680SqFt
  • 2026Year
  • 35Days on market

About this home

Welcome home to where peaceful mornings, breathtaking sunsets, and the beauty of nature become part of your everyday life. Nestled on 2.58 private acres within the highly sought-after gated community of Swift Island Plantation, this stunning semi-custom new construction home offers the perfect blend of luxury, comfort, and timeless craftsmanship.

Currently under construction with an anticipated completion at the beginning of September, this thoughtfully designed home is your opportunity to personalize your dream before it's complete. Imagine starting your mornings with coffee on the spacious covered back porch as the sun rises over your private acreage, then ending your evenings watching spectacular sunsets from the inviting covered front porch.

Built with quality and longevity in mind, this home will feature a durable 50-year architectural roof, an energy-efficient on-demand tankless water heater, and a concrete driveway that welcomes you home in style. Every detail has been carefully selected to create a home that is as functional as it is beautiful.

Swift Island Plantation is known for its beautifully maintained grounds, peaceful atmosphere, and gated security, all while offering convenient access to Lake Tillery, nearby golf courses, marinas, and endless outdoor recreation. Whether you're spending the day on the water, enjoying a round of golf, or simply relaxing on your porch surrounded by nature, this home offers the lifestyle you've been dreaming about.

Don't miss your chance to own a brand-new semi-custom home on over 2.5 acres in one of the area's most desirable communities. Your next chapter begins here.

Property details

Beds
3
Baths
2
SqFt
1,680
Lot
Year built
2026
Type
Single Family
Days on market
35
Garage
2
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Vinyl
HOA dues
$975 / yr

Features

  • Attic Stairs Pulldown
  • Pantry
  • Split Bedroom
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,771/ month

Principal & interest
$3,158
Property tax (~0.90%)
$382
Homeowners insurance
$148
HOA dues
$81

Down payment

$25,500 down · $484,500 financed

Income to qualify (28% rule)

~$161,617 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.