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Troutman · Troutman, NC

223 Ridge Creek Drive

Troutman, NC · 1,500 sqft

$260,000

  • 3Beds
  • 2Baths
  • 1,500SqFt
  • 1996Year
  • 1Days on market

About this home

Fully Updated Three Bedroom on a Wooded Half Acre in Rocky Creek Cove

Fresh updates run wall to wall through this one-level three bedroom, and the work is already done. New luxury vinyl plank flooring carries through every room, the walls and baseboards wear clean neutral paint, new blinds cover every window, and updated flush-mount lighting brightens the entire floor plan.

The living room opens directly into the kitchen and dining area, so the main living space reads as one long connected run with windows on both sides. The kitchen anchors it with white cabinetry, stainless appliances including a smooth-top range and side-by-side refrigerator, a double-door pantry closet, and a butcher block island with room to pull up stools. A bay-window breakfast nook sits off the kitchen with glass on three sides and its own side entry to the driveway.

The split plan gives the primary suite its own end of the home. The bedroom runs 11 by 16 feet and connects to two separate walk-in closets and a primary bath built for two people getting ready at once, with new vanities on opposite walls, a corner soaking tub, and a separate glass-door shower in a tile surround. Two additional bedrooms and a full hall bath with a new countertop sit on the far side of the living room, which keeps traffic and noise where you want them.

Outside, the home sits on just over half an acre with mature hardwoods framing a freshly landscaped front yard and a treeline along the back property line. A covered rear porch steps down to a level open lawn with room for a garden, a firepit, or a play set. A wide concrete parking pad handles several vehicles plus a trailer or boat, with no street parking required.

Rocky Creek Cove sits on the Troutman side of Iredell County, a short drive to Stumpy Creek Boat Access and Lake Norman State Park, with I-77 close by for the run to Mooresville, Statesville, or Charlotte. Students attend Troutman Elementary, Troutman Middle, and South Iredell High in Iredell-Statesville Schools. No HOA dues.

For a buyer who wants room to spread out and a home that needs nothing on day one, this one earns a walk-through.

Property details

Beds
3
Baths
2
SqFt
1,500
Lot
Year built
1996
Type
Single Family
Days on market
1
Heating
Central, Heat Pump
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,881/ month

Principal & interest
$1,610
Property tax (~0.90%)
$195
Homeowners insurance
$75
HOA dues

Down payment

$13,000 down · $247,000 financed

Income to qualify (28% rule)

~$80,618 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.