Charlotte · Charlotte, NC

222 Centre Street

Charlotte, NC · 1,409 sqft

$319,990

  • 3Beds
  • 2.5Baths
  • 1,409SqFt
  • 2026Year
  • 1Days on market

About this home

The Oak Townhome from our Celebration Series is designed for buyers who want more flexibility from a low-maintenance home. With approximately1,409 square feet,3 bedrooms, 2.5 bathrooms, a loft, and an attached garage, this two-story plan makes the most of its space with an open first floor and a second level that gives buyers room to spread out. The main level keeps everyday living simple and connected. A covered front porch and private entry welcome you inside, with direct garage access and a convenient powder room near the front of the home. The kitchen opens to the dining area and great room, creating a comfortable central space for cooking, gathering, and relaxing without wasted square footage. Upstairs, the Oak stands out with three bedrooms plus a flexible loft. The primary bedroom includes a private bathroom and closet space, while two additional bedrooms offer options for family, guests, or a dedicated workspace. The loft adds valuable extra room that can easily become a home office, study area, playroom, media space, or quiet retreat. With open-concept living, upstairs laundry, an attached garage, and a loft that adds real flexibility, the Oak townhome delivers more function than buyers may expect in a smart, value-focused footprint.

Disclaimer: Photos may not represent the actual home. They are for illustrative purposes only and may depict a similar home with the same floorplan.

Property details

Beds
3
Baths
2.5
SqFt
1,409
Lot
Year built
2026
Type
Townhome
Days on market
1
Garage
1
Heating
Electric, Heat Pump
Cooling
Central Air, Electric
Foundation
Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,355/ month

Principal & interest
$1,981
Property tax (~1.05%)
$279
Homeowners insurance
$93
HOA dues

Down payment

$15,999 down · $303,990 financed

Income to qualify (28% rule)

~$100,933 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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