Charlotte · Charlotte, NC
222 Centre Street
Charlotte, NC · 1,409 sqft
$319,990
- 3Beds
- 2.5Baths
- 1,409SqFt
- 2026Year
- 1Days on market
About this home
The Oak Townhome from our Celebration Series is designed for buyers who want more flexibility from a low-maintenance home. With approximately1,409 square feet,3 bedrooms, 2.5 bathrooms, a loft, and an attached garage, this two-story plan makes the most of its space with an open first floor and a second level that gives buyers room to spread out. The main level keeps everyday living simple and connected. A covered front porch and private entry welcome you inside, with direct garage access and a convenient powder room near the front of the home. The kitchen opens to the dining area and great room, creating a comfortable central space for cooking, gathering, and relaxing without wasted square footage. Upstairs, the Oak stands out with three bedrooms plus a flexible loft. The primary bedroom includes a private bathroom and closet space, while two additional bedrooms offer options for family, guests, or a dedicated workspace. The loft adds valuable extra room that can easily become a home office, study area, playroom, media space, or quiet retreat. With open-concept living, upstairs laundry, an attached garage, and a loft that adds real flexibility, the Oak townhome delivers more function than buyers may expect in a smart, value-focused footprint.
Disclaimer: Photos may not represent the actual home. They are for illustrative purposes only and may depict a similar home with the same floorplan.
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 1,409
- Lot
- —
- Year built
- 2026
- Type
- Townhome
- Days on market
- 1
- Garage
- 1
- Heating
- Electric, Heat Pump
- Cooling
- Central Air, Electric
- Foundation
- Slab
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,355/ month
- Principal & interest
- $1,981
- Property tax (~1.05%)
- $279
- Homeowners insurance
- $93
- HOA dues
- —
Down payment
$15,999 down · $303,990 financed
Income to qualify (28% rule)
~$100,933 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 3 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.


