Charlotte · Charlotte, NC
221 Kingsway Circle
Charlotte, NC · 2,815 sqft
$400,000
- 4Beds
- 3Baths
- 2,815SqFt
- 1965Year
About this home
Spacious split-level home offering 4 bedrooms and 3 full bathrooms with over 2,800 square feet of versatile living space with NO HOA! Brand new windows throughout (2025) and fresh paint throughout. Completely move in ready, in meticulous condition. The main level features a bright living room, dining area, kitchen with breakfast space, and a beautiful and enclosed sunroom perfect for year-round enjoyment. On the Upper Level, you'll find the primary suite with a private bathroom along with two additional bedrooms adding additional living space or a flex space if needed, a second full bathroom completes the upper level. The fully finished lower level offers a large recreation room, fourth bedroom, full bath, and dedicated laundry room—ideal for guests, multi-generational living, or additional flex space. Enjoy the warmth of a gas fireplace, multiple living areas, and a thoughtful floor plan designed for comfort and functionality. Outside, relax on the front porch or patio overlooking the mature trees and rolling landscape on the over half-acre lot. Additional highlights include a rare 4-car attached garage, parking for up to 7 additional vehicles, storage shed. Conveniently located near shopping, dining, entertainment and easy access to I85, 485 Loop and CLT Airport!
Property details
- Beds
- 4
- Baths
- 3
- SqFt
- 2,815
- Lot
- —
- Year built
- 1965
- Type
- Single Family
- Garage
- 4
- Heating
- Natural Gas
- Cooling
- Electric
- Foundation
- Basement, Crawl Space
- Flooring
- Carpet, Laminate, Linoleum, Vinyl, Wood
Features
- Attic Other
- Attic Stairs Pulldown
- Other - See Remarks
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,943/ month
- Principal & interest
- $2,477
- Property tax (~1.05%)
- $350
- Homeowners insurance
- $116
- HOA dues
- —
Down payment
$20,000 down · $380,000 financed
Income to qualify (28% rule)
~$126,171 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 48 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.


