Troy · Troy, NC
220 N Russell Street
Troy, NC · 1,699 sqft
$220,000
Reduced from $249,000
- 2Beds
- 2Baths
- 1,699SqFt
- 1979Year
- 143Days on market
About this home
Below Appraisal! Enjoy easy one-level living in the heart of Troy, NC. This ranch home sits on a spacious, level lot just minutes from downtown shops, restaurants, medical facilities, and nearby Badin Lake and Lake Tillery. Inside, you’ll find 2 bedrooms, 2 full bathrooms, a comfortable living area with gas log fireplace, and a large utility/laundry room with built-in storage. The flexible floorplan offers potential for a third bedroom, office, play room, or additional living space to fit your needs. Step outside to enjoy the private screened porch overlooking the backyard, perfect for morning coffee or relaxing evenings. A detached workshop provides excellent space for hobbies, tools, storage, or weekend projects. With a little TLC, this home offers amazing potential, whether you’re looking for a primary residence, easy layout, or a peaceful small town retreat near the lakes, this property offers comfort, convenience, privacy and room to make it your own.
Property details
- Beds
- 2
- Baths
- 2
- SqFt
- 1,699
- Lot
- —
- Year built
- 1979
- Type
- Single Family
- Days on market
- 143
- Garage
- 1
- Style
- Ranch
- Heating
- Electric, Heat Pump
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Crawl Space
- Flooring
- Carpet, Linoleum
Features
- Built-in Features
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,591/ month
- Principal & interest
- $1,362
- Property tax (~0.90%)
- $165
- Homeowners insurance
- $64
- HOA dues
- —
Down payment
$11,000 down · $209,000 financed
Income to qualify (28% rule)
~$68,215 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.