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Locust · Locust, NC

21966 Stony Road

Locust, NC · 1,450 sqft

$400,000

  • 3Beds
  • 2Baths
  • 1,450SqFt
  • 2009Year
  • 1Days on market

About this home

Enjoy the space and freedom of country living with this charming 3-bedroom, 2-bath home situated on 2.6 beautiful acres. Inside, you'll find durable vinyl plank flooring throughout the main living areas and a functional, open layout designed for comfortable everyday living.

The kitchen features a center island, providing additional workspace, storage, and seating—perfect for meal preparation and gathering with family and friends. Outside, the expansive property offers endless possibilities for gardening, recreation, animals, or simply enjoying the privacy and peaceful surroundings.

A storage shed provides extra space for tools, equipment, or hobbies. With plenty of room to spread out and make it your own, this property offers a rare opportunity to enjoy acreage while still having the comforts of home.

Property details

Beds
3
Baths
2
SqFt
1,450
Lot
Year built
2009
Type
Single Family
Days on market
1
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space

Features

  • Kitchen Island
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,893/ month

Principal & interest
$2,477
Property tax (~0.90%)
$300
Homeowners insurance
$116
HOA dues

Down payment

$20,000 down · $380,000 financed

Income to qualify (28% rule)

~$124,028 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.