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Vale · Vale, NC

2184 Lynn Mountain Road

Vale, NC · 1,080 sqft

$205,000

  • 2Beds
  • 2Baths
  • 1,080SqFt
  • 1992Year
  • 2Days on market

About this home

Vale is farm country, and this stretch of western Catawba County looks the part. Open sky, room to breathe, and no subdivision telling you what color to paint your door.

The home sits on a little over half an acre and gives you 1,080 square feet all on one level. Built in 1992, site built, not manufactured. Two bedrooms and two full baths in a split plan, so the bedrooms sit on opposite ends of the house. That's rare at this size, and it makes a real difference when you've got a guest, a roommate, or somebody who works third shift. Hardwood floors run through the living space. The laundry room is bigger than you'd expect for a house this size, with room to actually fold clothes instead of stacking them on the couch.

Out back there's a covered porch, which is where you'll end up most evenings once the sun drops behind the trees. The storage building in the yard conveys with the property, so the mower and the tools have somewhere to live. Gravel driveway, crawl space foundation, vinyl siding, and a heat pump that handles both the heat and the air.

Brand new roof going on the first week of September, 2026. Well and septic on site, and the road out front is maintained by the county, so you're not chipping in for gravel every spring.

The county tax card lists this home as 3 bedrooms, but the septic permit on file with Catawba County Environmental Health is for 2 bedrooms, and that's what this home is and how it's being sold. There are also two recorded easements, one for power and one for a 20 foot driveway. The plat is uploaded so a buyer can see exactly where they sit.

The range and oven convey. No other appliances are included.

Lincolnton, Hickory, and Morganton are all an easy drive from here, and Charlotte is close enough for a day trip. Buyer to verify square footage, acreage, zoning, easements, and septic capacity.

Property details

Beds
2
Baths
2
SqFt
1,080
Lot
Year built
1992
Type
Single Family
Days on market
2
Style
Bungalow
Heating
Electric
Cooling
Electric
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,483/ month

Principal & interest
$1,269
Property tax (~0.90%)
$153
Homeowners insurance
$59
HOA dues

Down payment

$10,250 down · $194,750 financed

Income to qualify (28% rule)

~$63,564 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.