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Cherryville · Cherryville, NC

218 Vernon Street

Cherryville, NC · 1,075 sqft

$245,000

  • 3Beds
  • 2Baths
  • 1,075SqFt
  • 1996Year
  • 1Days on market

About this home

Adorable and freshly updated, this charming 3 bedroom, 2 bath home is move-in ready and waiting for its next owner! Recent improvements include new deck boards and freshly painted interior walls and trim, creating a bright and inviting atmosphere throughout. Lovingly maintained, with a heating unit new in 2022, the home sits on just under a half acre lot in the quaint town of Cherryville, offering the perfect blend of small town charm and convenient access to Charlotte. Relax on the spacious back deck, unwind in a hammock, and take in the tranquil views of the creek that meanders along the rear of the property. Enjoy the peaceful country style living while still being within reach of shopping, dining, and major commuting routes. Whether you're looking for your first home, downsizing, or simply seeking a quieter pace of life, this property offers comfort, charm, and a beautiful natural setting.

Property details

Beds
3
Baths
2
SqFt
1,075
Lot
Year built
1996
Type
Single Family
Days on market
1
Heating
Natural Gas
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,762/ month

Principal & interest
$1,517
Property tax (~0.85%)
$173
Homeowners insurance
$71
HOA dues

Down payment

$12,250 down · $232,750 financed

Income to qualify (28% rule)

~$75,529 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.