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Spindale · Spindale, NC

218 Oxford Street

Spindale, NC · 1,228 sqft

$192,500

  • 3Beds
  • 1.5Baths
  • 1,228SqFt
  • 1943Year
  • 2Days on market

About this home

Welcome home to this 2 bedroom, 1.5 bath home with a bonus room with closet previously used as an additional bedroom. This home situated on a .34-acre lot. and has a covered front porch. The home features updated bathrooms, newer vinyl plank flooring and fresh paint throughout. The heat pump and water heater replaced in 2024. The living area offers gas-logs, perfect for relaxing and entertaining. The kitchen is equipped with electric range and stainless refrigerator, which remains with the home. The washer and dryer also remain for added convenience. Outside, you'll find plenty of storage and workspace with three metal buildings plus a detached metal carport. This property is ready for its next owner!

Property details

Beds
3
Baths
1.5
SqFt
1,228
Lot
Year built
1943
Type
Single Family
Days on market
2
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space, Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,392/ month

Principal & interest
$1,192
Property tax (~0.90%)
$144
Homeowners insurance
$56
HOA dues

Down payment

$9,625 down · $182,875 financed

Income to qualify (28% rule)

~$59,688 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.