Fort Mill · Fort Mill, SC
2161 Windy Oaks Road
Fort Mill, SC · 4,412 sqft
$2,950,000
- 4Beds
- 4Baths
- 4,412SqFt
- 1993Year
- 132x131x91x155x25x167x168Lot
- 89Days on market
About this home
Positioned on a premier Lake Wylie waterfront lot, this exceptional Fort Mill property combines the privacy and lifestyle of lakefront living with remarkable proximity to Charlotte, Charlotte Douglas International Airport, award-winning Fort Mill schools, premier golf, dining, shopping, and entertainment. Set on an expansive, flat waterfront lot with more than 450 feet of shoreline, the property captures long-range Lake Wylie views and offers both deep- and shallow-water access. A private pier, floating dock, boat lift, and beach provide effortless access to boating, fishing, paddleboarding, kayaking, swimming, and unforgettable sunsets—all directly from your backyard. The private setting has no HOA, creating a rare level of freedom on the lake. Designed to maximize the water views, the custom residence features dramatic floor-to-ceiling windows, soaring ceilings, extensive custom millwork, and abundant natural light. The chef’s kitchen is appointed with custom Canadian maple cabinetry, premium appliances, an oversized island, wet bar, walk-in pantry, and fully equipped scullery—ideal for entertaining. Formal dining spaces are elevated by a dramatic double-tray ceiling with uplighting and designer fixtures. The lakeside owner’s suite captures panoramic water views and features a spa-inspired bath and dual custom walk-in closets. A second main-level suite also enjoys lake views and a private ensuite, providing exceptional flexibility for guests or multi-generational living. Upstairs, spacious guest suites feature beautifully appointed baths, generous storage, abundant natural light, and a dedicated home theater with stadium seating. Adding tremendous versatility is a separate approximately 2,000-square-foot detached heated and cooled garage building with finished living-style spaces, offering possibilities for a luxury car collection, home office, recreation space, guest accommodations or other uses, subject to applicable permitting and approvals. The landscaped grounds are equally impressive, featuring mature Blue Atlas Cedars, Mugo Pines, Colorado Blue Spruce, Japanese Maples, ornamental trees and shrubs, and winding stone walkways that complement the waterfront setting. Perhaps most compelling is the location: enjoy the advantages of South Carolina living and highly regarded Fort Mill schools while remaining approximately 17 miles from Charlotte Douglas International Airport and 19 miles from Charlotte, putting business, travel and city amenities within easy reach. Premier Lake Wylie waterfront. 450+ feet of shoreline. Fort Mill schools. No HOA. Exceptional access to Charlotte and CLT Airport. A rare combination of location, land and lake lifestyle.
Property details
- Beds
- 4
- Baths
- 4
- SqFt
- 4,412
- Lot
- 132x131x91x155x25x167x168
- Year built
- 1993
- Type
- Single Family
- Days on market
- 89
- Garage
- 2
- Style
- Transitional
- Heating
- Forced Air, Natural Gas, Zoned
- Cooling
- Ceiling Fan(s), Central Air, Zoned
- Foundation
- Crawl Space
- Flooring
- Carpet, Marble, Tile, Wood
- View
- Water
Features
- Attic Other
- Attic Walk In
- Breakfast Bar
- Built-in Features
- Cable Prewire
- Entrance Foyer
- Kitchen Island
- Pantry
- Walk-In Closet(s)
- Walk-In Pantry
- Wet Bar
- Fire Pit
- Dock - Floating
- In-Ground Irrigation
- Other - See Remarks
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$21,343/ month
- Principal & interest
- $18,270
- Property tax (~0.90%)
- $2,212
- Homeowners insurance
- $860
- HOA dues
- —
Down payment
$147,500 down · $2,802,500 financed
Income to qualify (28% rule)
~$914,705 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 48 photos
About Fort Mill
York SC · Top-rated schools
Fast-growing York County (SC) town just over the line from Ballantyne — top-tier school district draws relocating families from Charlotte.


