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Monroe · Monroe, NC

215 Ridgewood Drive

Monroe, NC · 2,641 sqft

$569,500

Reduced from $579,900

  • 4Beds
  • 3Baths
  • 2,641SqFt
  • 1971Year
  • 56Days on market

About this home

Discover remodeled one-level living just 1.5 miles from Downtown Monroe. Situated on a wooded 1-acre lot in the established Ridgewood community, this full-brick ranch offers 4 bedrooms, 3 full baths, three flexible living areas, and exceptional indoor-outdoor space. The renovated kitchen features modern appliances, generous cabinetry, abundant counter space, and a light-filled breakfast area. New wood flooring flows into the impressive great room, highlighted by a wood-burning fireplace. Two bedrooms offer private en-suite baths, including the oversized primary suite with a walk-in closet and beautifully tiled shower. Each bathroom has been updated with distinctive tilework and modern finishes. Relax or entertain on the screened porch, expansive flagstone patio, covered front porch, or additional side porch—all surrounded by mature trees. A rear parking pad with gas and electrical service offers potential for a future garage or workshop, subject to applicable approvals. Significant improvements include windows, HVAC, water heater, electrical, plumbing, and crawl-space work completed in 2024. Roof and gutters reportedly replaced in 2022. Public water and sewer, circular driveway, and convenient access to Downtown Monroe, Atrium Health Union, US-74, and the Monroe Expressway. Fireplace sold as-is with no known problems.

Property details

Beds
4
Baths
3
SqFt
2,641
Lot
Year built
1971
Type
Single Family
Days on market
56
Style
Ranch
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space
Flooring
Wood

Features

  • Open Floorplan
  • Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,120/ month

Principal & interest
$3,527
Property tax (~0.90%)
$427
Homeowners insurance
$166
HOA dues

Down payment

$28,475 down · $541,025 financed

Income to qualify (28% rule)

~$176,584 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.